Online Business Banking
Online banking – your way. From small businesses to large corporations, we have the online products you need to become more efficient and grow your business. Not sure where to begin? Just let us know. We’re happy to help you find the tier that best fits your business needs.
|Features & Benefits||Online Banking||Expanded Online Banking||Enhanced Online Banking||Ultimate Online Banking|
|View transactions, cancelled checks, and monthly statements||Yes||Yes||Yes||Yes|
|Transfer Money Between Accounts||Yes||Yes||Yes||Yes|
|Multiple User Access||No||Yes||Yes||Yes|
|ACH Origination||No||No||Max of 25 debit and/or credit entries per month, $1.00 per additional entry||Unlimited|
|Wire Transfers||None included||None included||None Included||4 outgoing domestic wire transfers included, $24.75 per additional transfer|
|Monthly Service Charge||N/A||$14.95||$24.95||$49.95|
Additional Services for Online Banking
When you're running a business, convenience and security are essential. We offer additional Online Banking services to save you time and protect your accounts.
Security tokens allow you to receive an additional code you enter along with your user ID and password each time you log in to Online Banking. Because a new code is generated for each log in, even if a hacker obtained your user ID and password, they would not be able to log in without the additional code.
A virtual token you can access on your computer or smartphone is offered at no charge to each Online Banking user. If you prefer to have a physical token you carry with you, you can purchase one for a fee at any one of our locations. Tokens can be used to protect consumer and business accounts.
Positive Pay Check Fraud Detection
Cash Management users can now take advantage of Positive Pay to help identify fraudulent checks at the point of presentment and prevent those checks from being paid. You upload a file that contains the check number, issue date, and dollar amount. When a check is presented for payment that doesn't have a match in your file, it will be flagged for your review. Guard against losses and save your business time and money.
Automated Clearing House (ACH)
ACH services allow you to electronically transfer or make payments to various payees. To learn about recent and upcoming changes to the NACHA Operating Rules and to stay informed about ACH payment requirements, visit https://www.nacha.org/rules/updates.
Use wire transfers for the fastest and most precise timing of funds transfers anywhere in the United States.
Through The Bank of Missouri's Cash Management Service, you can pay your bills electronically. Pay anyone, any time, in one convenient place. Save money on stamps, envelopes, and late fees.
In Online Banking your stop payments can be entered directly into the bank's computer system without having to call or notify The Bank of Missouri.