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Online Business Banking

Online Cash Management

From small businesses to large corporations, we have the online products you need to become more efficient and grow your business. Online Cash Management provides multi-user access to a single online banking account. The platform is customized for your business allowing you to choose which modules fit your needs.

With Online Cash Management, you can:

  • Monitor balances and account activity in real time
  • View images of paid checks and deposits
  • Initiate transfers between accounts
  • Initiate stop payments
  • View and download account statements

Online Cash Managment Modules

Our team is ready to help you select the right add-on modules to make Online Cash Management the perfect fit for your business' needs.


BillPay provides a simple, flexible and convenient way to pay bills online.

  • Make one-time or recurring payments to companies (electronically or by check)
  • Make payments to individuals using Pay a Person
  • View billing statements from participating companies directly in BillPay (Ebill)
  • View pending and recently paid bills online any time
  • Use mobile banking to make payments from your device
  • Set up custom email and text notifications
  • Dual control

Watch the BillPay Demo

Positive Pay Fraud Detection

Check Positive Pay

Guard against losses and save your business time and money. Positive Pay helps identify fraudulent checks at the point of presentment and prevent those checks from being paid. You upload a file that contains the check number, issue date, and dollar amount. When a check is presented for payment that doesn't have a match in your file, it will be flagged for your review. You'll have an unlimited amount of files per day and unlimited amount of items per file. Check Positive Pay can simplify account reconciliation and reduce disbursement risk.

ACH Positive Pay

ACH Positive Pay is an online fraud mitigation service which allows you to manage ACH debits posting to your business account via filters and blocks. Unauthorized transactions will be flagged as an exception and will require approval to be paid.

  • ACH Filter - Specify which ACH debit entries should be allowed to post. This can prevent unauthorized transactions while allowing certain transactions to occur as expected.
  • ACH Block - Prevent all ACH debit entries from posting to an account. This can prevent unauthorized electronic transactions from occurring on your account.

Automated Clearing House (ACH) Origination

ACH Origination allows you to conveniently use the Automated Clearing House (ACH) network and move money electronically.

  • Direct deposit of payroll for employees
  • Vendor payments
  • Collect monthly fees or dues
  • Submit tax payments
  • Recurring payments
  • Dual control

To learn about recent and upcoming changes to the NACHA Operating Rules and to stay informed about ACH payment requirements, visit

Wire Transmission

The wire transmission module is a convenient way to send money to any checking or savings account in the United States. Great for one-time transfers and repetitive transfers, including setting up templates that save the wire instructions for quick payment. You'll enjoy dual control with this module as well.

Ready to take your business to the next level?

External Link Disclaimer

You will be linking to another website not owned or operated by The Bank of Missouri. The Bank of Missouri is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by The Bank of Missouri of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from The Bank of Missouri.

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Email Disclaimer

Because there is a risk information transmitted via Internet email could fall into the wrong hands, The Bank of Missouri suggests confidential information, such as account numbers or social security numbers, not be transmitted via email. If this information must be stated, please contact The Bank of Missouri by phone or at your nearest branch.

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First Choice Insurance Agency, Inc is a wholly owned subsidiary of Reliable Community Bancshares, Inc., parent company of The Bank of Missouri.

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