Jump-start your business with smarter, faster, easier payments products and services designed to reduce risk, drive revenue and maximize value.
Through our strategic partner, which is one of the nation's top payment processors, The Bank of Missouri is able to offer all the payments services you need to be successful. Whether you simply want to accept card payments, or need a more robust processing option, together we can design the right solution for your business.
Are you ready to simplify card acceptance, increase your competitive edge, and improve your bottom line? We can't wait to help. Call 888-547-6541 to talk to a business banking expert today.
Payment Processing Solutions
EMV/Chip Card Processing
Limit your fraud liability and preserve customer trust with an EMV and encryption-enabled terminal. Processing chip cards with an updated payment device can help protect your business by ensuring that your customers’ payment cards are valid, while limiting your fraud chargeback liability and protecting sensitive card data.
Credit Card Acceptance
Accept payment cards no matter what brand your customers use. You’ll have access to all of the major card networks, including Visa®, MasterCard®, Discover®, and American Express®. You can also process Fleet and Commercial cards – including Level II and Level III data transmission.
Debit Card Acceptance
Customers appreciate the simplicity and convenience of debit cards. Enable these purchases with dependable, secure debit card services. With Vantiv leading the nation as the largest processor of online PIN debit transactions*, you can take advantage of the expertise of a true payments leader.
Mobile Payment Acceptance
Download a dedicated mobile app and combine it with our mobile card reader so you can quickly and securely swipe any U.S.-issued credit, debit or prepaid card for processing on a smartphone or tablet. Looking for a more advanced mobile payment solution? Try our affordable, tablet based, cloud-connected mobile point-of-sale (POS) system. Manage inventory, track sales, market to customers, process sales and more – anytime, anywhere.
Electronic Check Services
Choose from several electronic check processing options that provide real-time authorizations and fewer check-processing hassles. Check services can help you reduce the risk of fraud and bad checks while reducing your check processing costs and increasing back-office efficiencies.
Gift Card Programs
Increase sales, improve cash flow, and project your brand with our affordable gift card program. Our gift card program enables multiple transaction types, flexible program controls, and cardholder and merchant support features to ensure you get the most out of your gift card program.
For your card-not-present situations you can accept credit, debit and even recurring payment transactions. Manage transactions easily, efficiently and cost-effectively—without expensive alternative acceptance devices—and get convenient and comprehensive customer reporting too.
Recurring Payment Solutions
Offer convenience for customers, and ensure you never miss a payment with our recurring payment solutions. Recurring payments functionality lets cardholders authorize you to periodically bill their payment card for recurring goods or services.
Electronic Benefit Transfer
Support all EBT card forms – SNAP, Cash Benefit and WIC – using the same equipment and processing systems as you do for credit and debit. Accepting EBT delivers complete point-of-sale convenience for EBT cardholders.
Data and Reporting
Manage your accounts 24-hours-a-day, seven-days-a-week through a secure, online reporting portal. It’s a quick, secure, easy-to-use tool that can help you reconcile merchant accounts, respond to chargeback notices, research customer transactions, and more.
Take the complexity out of payment security with our advanced security suite. Our cutting edge security solutions give you the confidence you need to safely accept payments and dramatically reduce your fraud liability and breach vulnerability. Our extensive security suite includes:
- PCI Assist – Achieve and maintain PCI compliance with ease. Assistance with vulnerability scans, self-assessments, and checklists help you avoid the devastating loss of consumer trust and the financial impact associated with a data breach.
- Breach Assist - Limit your financial liability in the event of a data breach with Breach Assist. Our breach protection service provides reimbursement for certain breach related costs and includes funds for related hardware and software upgrades that may be required post-breach.
- Encryption - Add a solid layer of protection by encrypting data the moment it enters your system, and throughout the entire transaction. Card data encryption removes card data from your network, reducing your risk of data compromise and helping you reduce the scope of your PCI compliance requirements.