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The Bank of Missouri Debit Cards

Like cash, but better. The Bank of Missouri Debit Mastercard® gives you the convenience and protection you deserve – plus extra benefits that help you get more out of life. Enjoy safe and easy access to your money today with a Debit Mastercard® from The Bank of Missouri.1

Debit Card Features that Make Banking Easier

Debit cards are made simple at The Bank of Missouri with these great features.

Express Issue

When you need a new debit card, we can get you going again quickly with Express Issue. Many of our locations can print a new card on the spot. Any time you need a new card, give us a call to find your nearest participating location.


Mastercard Automatic Billing Updater

There are times you will need a replacement debit card, such as when it expires or if it’s lost or stolen. Mastercard Automatic Billing Updater helps pass your new card information along automatically to participating merchants where you've used your card to pay bills or make purchases online. This can save you time and help prevent late payments and disruption of services.

It’s important to note, not all merchants participate in this program. You will need to contact each merchant to ensure your card information was carried over, especially in the case of recurring payments. Also, keep in mind, there's no guarantee the account updates will take place prior to the merchant's next billing date. Let's take a look at some common questions.

What types of merchants are included in Automatic Billing Updater?

Any merchant who accepts Mastercard and offers you the ability to save your card information for future purchases or payments could be included. However, not all merchants who accept Mastercard participate. You will still need to check with each merchant. This is especially important for scheduled or recurring payments.

Can I decline using Automatic Billing Updater?

Sure! Should you opt out? Well, it depends. Having the service can help if you were to forget to update your new card information with a payee. In that case, this helps prevent missed payments, late fees and service disruptions. It can also offer convenience in your online shopping.

However, some people prefer to start fresh when they have a new card. It's really personal preference on which is more convenient for you. We'd be happy to discuss the options with you. To learn more or to opt out, give us a call at 888-547-6541 during regular business hours.

Does this apply to my credit cards, too?

If you have a Mastercard credit card, it's likely included as well. However, you will need to contact the card issuer to be sure.


Fraud Protection

While you're enjoying all the conveniences of your debit card, we're in the background monitoring your card for security 24/7. You'll get notified by text, email and phone if we notice suspicious activity. Simply respond to let us know if your card is safe or not.

We also offer an optional smsGuardian™ text alert system. If you enroll, anytime you complete a transaction with an increased likelihood of fraud (such as an out-of-state purchase or authorizations over $200), you will receive a text alert. If it’s not fraudulent, no reply is needed. If it is, you can let us know and we’ll take action right away. Start Protecting Your Card With Alerts >>


Chip Card Technology

All Bank of Missouri debit cards feature an embedded microchip for a more secure transaction. Each time you use a chip card at a chip-enabled reader, the transaction is unique, making it extremely difficult for the card to be copied or counterfeited. Chip cards also retain the magnetic strip for use at card readers that are not chip-enabled.


The support you need for your debit card, right here
   

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Report your card lost or stolen

Give us a call at 888-547-6541 or report it within Online Banking or the Mobile Banking app.

Visit our help center to see how

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Change your PIN

You can change your PIN at any Bank of Missouri ATM.

See instructions in our help center

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Activate your new card

You have five convenient options to activate your new card.

See how to activate your card

 

1 The ATM/Debit card is not a credit card. Transactions are deducted from your Bank of Missouri checking account.

View the MasterCard Complete Guide to Benefits for Debit Cardholders using Adobe Acrobat Reader, available at https://get.adobe.com/reader/.

External Link Disclaimer

You will be linking to another website not owned or operated by The Bank of Missouri. The Bank of Missouri is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by The Bank of Missouri of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from The Bank of Missouri.

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Email Disclaimer

Because there is a risk information transmitted via Internet email could fall into the wrong hands, The Bank of Missouri suggests confidential information, such as account numbers or social security numbers, not be transmitted via email. If this information must be stated, please contact The Bank of Missouri by phone or at your nearest branch.

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First Choice Insurance Agency, Inc is a wholly owned subsidiary of Reliable Community Bancshares, Inc., parent company of The Bank of Missouri.

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