The Bank of Missouri Debit Cards
Like cash, but better. The Bank of Missouri Debit Mastercard® gives you the convenience and protection you deserve – plus extra benefits that help you get more out of life. Enjoy safe and easy access to your money today with a Debit Mastercard® from The Bank of Missouri.1
Debit Card Features that Make Banking Easier
Debit cards are made simple at The Bank of Missouri with these great features.
When you need a new debit card, we can get you going again quickly with Express Issue. Many of our locations can print a new card on the spot. Any time you need a new card, give us a call to find your nearest participating location.
Mastercard Automatic Billing Updater
There are times you will need a replacement debit card, such as when it expires or if it’s lost or stolen. Mastercard Automatic Billing Updater helps pass your new card information along automatically to participating merchants where you've used your card to pay bills or make purchases online. This can save you time and help prevent late payments and disruption of services.
It’s important to note, not all merchants participate in this program. You will need to contact each merchant to ensure your card information was carried over, especially in the case of recurring payments. Also, keep in mind, there's no guarantee the account updates will take place prior to the merchant's next billing date. Let's take a look at some common questions.
What types of merchants are included in Automatic Billing Updater?
Any merchant who accepts Mastercard and offers you the ability to save your card information for future purchases or payments could be included. However, not all merchants who accept Mastercard participate. You will still need to check with each merchant. This is especially important for scheduled or recurring payments.
Can I decline using Automatic Billing Updater?
Sure! Should you opt out? Well, it depends. Having the service can help if you were to forget to update your new card information with a payee. In that case, this helps prevent missed payments, late fees and service disruptions. It can also offer convenience in your online shopping.
However, some people prefer to start fresh when they have a new card. It's really personal preference on which is more convenient for you. We'd be happy to discuss the options with you. To learn more or to opt out, give us a call at 888-547-6541 during regular business hours.
Does this apply to my credit cards, too?
If you have a Mastercard credit card, it's likely included as well. However, you will need to contact the card issuer to be sure.
While you're enjoying all the conveniences of your debit card, we're in the background monitoring your card for security 24/7. You'll get notified by text, email and phone if we notice suspicious activity. Simply respond to let us know if your card is safe or not.
We also offer an optional smsGuardian™ text alert system. If you enroll, anytime you complete a transaction with an increased likelihood of fraud (such as an out-of-state purchase or authorizations over $200), you will receive a text alert. If it’s not fraudulent, no reply is needed. If it is, you can let us know and we’ll take action right away. Start Protecting Your Card With Alerts >>
Chip Card Technology
All Bank of Missouri debit cards feature an embedded microchip for a more secure transaction. Each time you use a chip card at a chip-enabled reader, the transaction is unique, making it extremely difficult for the card to be copied or counterfeited. Chip cards also retain the magnetic strip for use at card readers that are not chip-enabled.
The support you need for your debit card, right here
Give us a call at 888-547-6541 or report it within Online Banking or the Mobile Banking app.
You can change your PIN at any Bank of Missouri ATM.