Your phone is your key to faster payments. With your smartphone's wallet feature, contactless payment has never been easier. Plus, it comes with added security.
Here's how it works: Add your card to your phone's mobile wallet. Then, simply open your mobile wallet and hold your phone or smartwatch near the payment terminal to pay.
Here are our top three reasons to use your phone's mobile wallet.
It’s safe
Using your mobile wallet can be safer than using a physical card. When you load your credit or debit card into your smartphone, the information is encrypted and can only be accessed after you've unlocked your phone. This helps keep your card number—and even your three-digit security code—safe from prying eyes. Using contactless payments also helps protect against card skimming.
It's convenient
You probably already have your phone handy when you're shopping. When you use your mobile wallet, you can simply open the app and hold your phone near the card reader.
Better yet, you can also pay with your smartwatch. Most smartwatches support access to mobile wallets, meaning you don't have to pull out your wallet or phone to complete a purchase while still enjoying encrypted, secure payments.
Faster online shopping
Many retailers have integrated mobile wallet options for faster checkout. When using a mobile wallet, you're sharing tokenized information, which eliminates the need to share your card details directly with the retailer. Simply select your preferred mobile wallet and authenticate the purchase using your smartphone's security method, such as facial recognition or a passcode.
Ready to give it a try? Below, we've linked guides that show how to set up your mobile wallet with Apple, Google, and Samsung. Happy—and safe—shopping!
Apple, the Apple logo, iPhone, iPad, and iSight are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Samsung Pay is available on select Samsung devices. Android, Google Pay, and the Google Logo are trademarks of Google LLC.