Kasasa Tunes

Your money and our rewards can make beautiful music together

Grab deals on downloads

Wait, aren't checking accounts supposed to focus on finance? At The Bank of Missouri, we help you Live Well, Bank Well, which means we care about more than money. Plug into this unique account that offers discounts on music and movies as well as multiple digital banking tools.

Checking to fit you
Digital Credits
ATM Refunds
Mobile Banking
Convenient Banking Locations

Features that work in harmony with your lifestyle

The best way to keep your finances on track? Take advantage of modern money management tools. This account will give you a gentle nudge in the right direction. To qualify for download perks, just make regular use of your debit card, sign up for e-Statements, and tap into the 24/7 convenience of mobile and online banking.

  • No monthly service charge or minimum balance requirement
  • Get started with a minimum opening deposit of $100
  • Get $25 in refunds for iTunes®, Amazon.com or Google PlayTM purchases for opening your account1
  • Earn $10 in refunds for iTunes®, Amazon.com or Google PlayTM purchases per monthly qualification cycle2
  • Receive nationwide ATM fee refunds, up to $25 per monthly qualification cycle³
  • Free debit card
  • Online banking and electronic BillPay
  • Free mobile app and mobile check deposit

Unlock your rewards

Here's what you need to do each monthly cycle to enjoy your digital perks4:

  • At least 15 debit card transactions (posted and settled)
  • Log in to online banking from your favorite device
  • Receive electronic statements

If you don't meet the qualifications in a cycle, no worries! There's still no service charge, and you can try again next month.

How ATM refunds work

The Bank of Missouri has ATMs at bank locations across the state. We also want to make sure you're covered for those times when you aren't nearby. That's why we offer nationwide ATM fee refunds.

Bank of Missouri customers can use our bank ATMs any time at no charge. We have ATMs at 30+ locations across Missouri.

You will typically have a fee from our bank and the out-of-network bank. If you meet your rewards qualifications, we'll refund up to $25 worth of fees for the qualifying cycle.2 If you don't meet the rewards qualifications, you will not receive a refund on those fees.

You will see a charge every time you use an out-of-network ATM. Kasasa accounts offer refunds on those fees when the monthly criteria are met.2

Between the fee your own bank charges you and the other bank's fee, that's typically around $6 per ATM transaction, based on national averages. At that rate, $25 in ATM refunds would get you about four out-of-network ATM withdrawals. Keep in mind though that fees can be higher, especially at special events or in touristy areas. Be sure to check the fees before you withdraw to avoid surprises.

Fast tip: Keep up with your ATM fees and your account any time in our mobile banking app.

All the extras. Included.

We offer the tools to help you Live Well, Bank Well.

Apply online in minutes

Connectivity and usage rates may apply for mobile banking services. Contact your wireless provider for details.

Kasasa Account Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. Limit of one (1) account(s) per social security number. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.

1Bonus Information: As a bonus to individuals who open and fund a new Kasasa Tunes account, our bank will refund up to an aggregate total of $25.00 (which includes any applicable taxes) for any iTunes, Amazon.com or Google Play purchases made with your Kasasa Tunes debit card that post and settle to the account within the first 60 calendar days after your account is opened. This refund will be credited to your account on the last day of the current statement cycle in which your aggregate iTunes, Amazon.com, Google Play purchase threshold of $25.00 posts and settles to your account. Any portion of this bonus that is not used within the stated time period will be forfeited. Account opening bonus will not be paid if accountholder switches into a Kasasa Tunes account from another account that offered an account opening incentive to open the initial account. When your Kasasa Tunes account qualifications are met during a Monthly Qualification Cycle, you will receive up to an aggregate total of $10.00 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases. In order to be refunded, iTunes, Amazon.com, Google Play purchases must be made with your Kasasa Tunes debit card and must post and settle to your account no more than 30 days after the Monthly Qualification Cycle in which you qualified ends. When your Kasasa Tunes account qualifications are not met, iTunes, Amazon.com and Google Play purchases are not refunded.

2When your Kasasa Tunes account qualifications are met during a Monthly Qualification Cycle, you will receive up to an aggregate total of $10.00 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases. In order to be refunded, iTunes, Amazon.com, Google Play purchases must be made with your Kasasa Tunes debit card and must post and settle to your account no more than 30 days after the Monthly Qualification Cycle in which you qualified ends. When your Kasasa Tunes account qualifications are not met, iTunes, Amazon.com and Google Play purchases are not refunded.

3You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa account during the Monthly Qualification Cycle in which you qualified. ATM fee reimbursements will be credited to your account on the last day of the statement cycle. When your account qualifications are not met, the ATM withdrawal fees are not refunded. Sometimes, the withdrawal information we receive for your transaction does not tell us the exact ATM withdrawal fee. In those instances, we estimate the fees based on averages. If you incur a fee greater than the estimation, we will adjust the amount if 1) you have not exceeded the $25 monthly cap and 2) we receive the transaction receipt within sixty (60) calendar days of the transaction.

4To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your account during each Monthly Qualification Cycle: 1) At least 15 debit card purchases; 2) Be enrolled in and log into Online Banking; 3) Be enrolled in and have agreed to receive e-statements rather than paper statements. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. "Banking Day" means a calendar day other than a Saturday or a Sunday, January 1, the third Monday in January, the third Monday in February, the last Monday in May, June 19, July 4, the first Monday in September, the second Monday in October, November 11, the fourth Thursday in November, or December 25. If January 1, June 19, July 4, November 11, or December 25 falls on a Sunday, the next Monday is not a Business Day. "Statement Cycle" means the period of time for which our bank provides a summary of the financial activities and transactions that post and settle to the accountholder's account.

Trademark information:
Kasasa and Kasasa Tunes are trademarks of Kasasa, Ltd., registered in the U.S.A. iTunes is a trademark of Apple Inc., registered in the U.S. and other countries. Google Play is a trademark of Google, Inc. Apple Inc., Amazon.com and Google, Inc. are not participants in or sponsors of this program.