Kasasa Tunes Checking
Your next music or movie purchase could be on us. Digital purchase reimbursements and nationwide ATM fee refunds can be yours with Kasasa Tunes®. Even better, you'll earn your rewards by simply doing a few things that banking easier, like using Online Banking.
We can't wait to reward you!
Get $25 in refunds for iTunes®, Amazon.com or Google Play purchases for opening your account¹
Earn $10 in refunds for iTunes®, Amazon.com or Google Play purchases per monthly qualification cycle²
Receive nationwide ATM fee refunds, up to $25 per monthly qualification cycle³
Plus, there's no monthly service charge and no minimum balance requirement. Get started with a minimum opening deposit of $100.
Unlock your rewards
Meet these qualifications4 each monthly cycle to enjoy your rewards:
- At least 15 debit card transactions
- Log into Online Banking from your favorite device
- Receive electronic statements
If you don't meet the qualifications in a cycle, no worries! Your account is still service charge free and you can get back to earning your rewards the next cycle that you qualify.
Ready to Get Started?
Head over to our online application, where you can open your account without ever stepping foot inside the bank. If you'd rather come in, that's great, too. Stop by one of our convenient locations across Missouri.
Digital refunds not the right reward for you? We also have accounts that offer interest or cash back on debit card purchases. Compare other rewards accounts>>
Let's learn a little more about your rewards
We really want you to earn your rewards! Read on to learn a little more about your digital and ATM refunds.
How Digital Refunds Work
How does my $25 digital refund bonus work?
Great news, you do not have to qualify for the sign-up bonus. It's yours as a thank you for opening the account. You can spend it as soon as you open your account up to the expiration date. The purchases need to post and settle to your account within 60 days of opening your account.
After you spend a full $25 at iTunes, Amazon.com, or Google Play with your debit card, you'll get refunded for those purchases on your next statement. You can spend in multiple transactions and at any one of the merchants or a combination of the three.
How does my monthly digital download refund work?
When you qualify for your rewards in a statement cycle, then you're ready to shop in the next cycle with your debit card at iTunes, Amazon.com, or Google Play. You will see your refunds in the cycle after that. It's a cycle of savings!
How ATM refunds work
The Bank of Missouri has ATMs at bank locations across the state. We also want to make sure you're covered for those times when you aren't nearby. That's why we offer nationwide ATM fee refunds.
What happens when I use a Bank of Missouri ATM?
Bank of Missouri customers can use our bank ATMs any time at no charge. While certain withdrawal limits are in place for your security, you're not limited on the number of times you can use the ATM. We have ATMs at 35+ locations across Missouri.
What about when I use a non-Bank of Missouri ATM?
You will typically have a fee from our bank and the out-of-network bank. If you meet your rewards qualifications, we'll refund you up to $25 worth of fees for the qualifying cycle.3 If you don't meet the rewards qualifications, you will not receive a refund on those fees.
How many times can I use out-of-network ATMs before I'm charged?
First of all, you will see a charge every time you use an out-of-network ATM. Kasasa accounts offer refunds on those fees when the monthly criteria are met.3
Between the fee your own bank charges you and the other bank's fee, that's typically around $6 per ATM transaction, based on national averages. At that rate, $25 in ATM refunds would get you about four out-of-network ATM withdrawals. Keep in mind though that fees can be higher, especially at special events or in touristy areas. Be sure to check the fees before you withdrawal to avoid surprises.
Fast tip: Keep up with your ATM fees and your account any time with Online Banking and our mobile banking app.
All the extras you need to make banking easier
In addition to your rewards, we have a collection of products to help you get the most out of your account. No qualification required; they're yours every month regardless.