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Kasasa Tunes Checking

Your next music or movie purchase could be on us. Digital purchase reimbursements and nationwide ATM fee refunds can be yours with Kasasa Tunes®. Even better, you'll earn your rewards by simply doing a few things that banking easier, like using Online Banking.

We can't wait to reward you!

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Account Opening Bonus

Get $25 in refunds for iTunes®, Amazon.com or Google Play purchases for opening your account¹

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Monthly Digital Download Refunds

Earn $10 in refunds for iTunes®, Amazon.com or Google Play purchases per monthly qualification cycle²

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Nationwide ATM Fee Refunds

Receive nationwide ATM fee refunds, up to $25 per monthly qualification cycle³

Plus, there's no monthly service charge and no minimum balance requirement. Get started with a minimum opening deposit of $100.


Unlock your rewards

Meet these qualifications4 each monthly cycle to enjoy your rewards:

  • At least 15 debit card transactions
  • Log into Online Banking from your favorite device
  • Receive electronic statements

If you don't meet the qualifications in a cycle, no worries! Your account is still service charge free and you can get back to earning your rewards the next cycle that you qualify.


Ready to Get Started?

Head over to our online application, where you can open your account without ever stepping foot inside the bank. If you'd rather come in, that's great, too. Stop by one of our convenient locations across Missouri.

Apply in Minutes

Digital refunds not the right reward for you? We also have accounts that offer interest or cash back on debit card purchases. Compare other rewards accounts>>


Let's learn a little more about your rewards

We really want you to earn your rewards! Read on to learn a little more about your digital and ATM refunds.

How Digital Refunds Work

How does my $25 digital refund bonus work?

Great news, you do not have to qualify for the sign-up bonus. It's yours as a thank you for opening the account. You can spend it as soon as you open your account up to the expiration date. The purchases need to post and settle to your account within 60 days of opening your account.

After you spend a full $25 at iTunes, Amazon.com, or Google Play with your debit card, you'll get refunded for those purchases on your next statement. You can spend in multiple transactions and at any one of the merchants or a combination of the three.

How does my monthly digital download refund work?

When you qualify for your rewards in a statement cycle, then you're ready to shop in the next cycle with your debit card at iTunes, Amazon.com, or Google Play. You will see your refunds in the cycle after that. It's a cycle of savings!

How ATM refunds work

The Bank of Missouri has ATMs at bank locations across the state. We also want to make sure you're covered for those times when you aren't nearby. That's why we offer nationwide ATM fee refunds.

What happens when I use a Bank of Missouri ATM?

Bank of Missouri customers can use our bank ATMs any time at no charge. While certain withdrawal limits are in place for your security, you're not limited on the number of times you can use the ATM. We have ATMs at 35+ locations across Missouri.

What about when I use a non-Bank of Missouri ATM?

You will typically have a fee from our bank and the out-of-network bank. If you meet your rewards qualifications, we'll refund you up to $25 worth of fees for the qualifying cycle.3 If you don't meet the rewards qualifications, you will not receive a refund on those fees.

How many times can I use out-of-network ATMs before I'm charged?

First of all, you will see a charge every time you use an out-of-network ATM. Kasasa accounts offer refunds on those fees when the monthly criteria are met.3

Between the fee your own bank charges you and the other bank's fee, that's typically around $6 per ATM transaction, based on national averages. At that rate, $25 in ATM refunds would get you about four out-of-network ATM withdrawals. Keep in mind though that fees can be higher, especially at special events or in touristy areas. Be sure to check the fees before you withdrawal to avoid surprises.

Fast tip: Keep up with your ATM fees and your account any time with Online Banking and our mobile banking app.


All the extras you need to make banking easier

In addition to your rewards, we have a collection of products to help you get the most out of your account. No qualification required; they're yours every month regardless.


Open an Account Today

 

Kasasa Account Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. Limit of one (1) account(s) per social security number. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.

1Bonus Information: As a bonus to individuals who open and fund a new Kasasa Tunes account, our bank will refund up to an aggregate total of $25.00 (which includes any applicable taxes) for any iTunes, Amazon.com or Google Play purchases made with your Kasasa Tunes debit card that post and settle to the account within the first 60 calendar days after your account is opened. This refund will be credited to your account on the last day of the current statement cycle in which your aggregate iTunes, Amazon.com, Google Play purchase threshold of $25.00 posts and settles to your account. Any portion of this bonus that is not used within the stated time period will be forfeited. Account opening bonus will not be paid if accountholder switches into a Kasasa Tunes account from another account that offered an account opening incentive to open the initial account. When your Kasasa Tunes account qualifications are met during a Monthly Qualification Cycle, you will receive up to an aggregate total of $10.00 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases. In order to be refunded, iTunes, Amazon.com, Google Play purchases must be made with your Kasasa Tunes debit card and must post and settle to your account no more than 30 days after the Monthly Qualification Cycle in which you qualified ends. When your Kasasa Tunes account qualifications are not met, iTunes, Amazon.com and Google Play purchases are not refunded.

2When your Kasasa Tunes account qualifications are met during a Monthly Qualification Cycle, you will receive up to an aggregate total of $10.00 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases. In order to be refunded, iTunes, Amazon.com, Google Play purchases must be made with your Kasasa Tunes debit card and must post and settle to your account no more than 30 days after the Monthly Qualification Cycle in which you qualified ends. When your Kasasa Tunes account qualifications are not met, iTunes, Amazon.com and Google Play purchases are not refunded.

3You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa account during the Monthly Qualification Cycle in which you qualified. ATM fee reimbursements will be credited to your account on the last day of the statement cycle. When your account qualifications are not met, the ATM withdrawal fees are not refunded. Sometimes, the withdrawal information we receive for your transaction does not tell us the exact ATM withdrawal fee. In those instances, we estimate the fees based on averages. If you incur a fee greater than the estimation, we will adjust the amount if 1) you have not exceeded the $25 monthly cap and 2) we receive the transaction receipt within sixty (60) calendar days of the transaction.

4 To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your account during each Monthly Qualification Cycle: 1) At least 15 debit card purchases; 2) Be enrolled in and log into Online Banking; 3) Be enrolled in and have agreed to receive e-statements rather than paper statements. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. "Banking Day" means a calendar day other than a Saturday or a Sunday, January 1, the third Monday in January, the third Monday in February, the last Monday in May, July 4, the first Monday in September, the second Monday in October, November 11, the fourth Thursday in November, or December 25. If January 1, July 4, November 11, or December 25 falls on a Sunday, the next Monday is not a Business Day. "Statement Cycle" means the period of time for which our bank provides a summary of the financial activities and transactions that post and settle to the accountholder's account.

Trademark information:
Kasasa and Kasasa Tunes are trademarks of Kasasa, Ltd., registered in the U.S.A. iTunes is a trademark of Apple Inc., registered in the U.S. and other countries. Google Play is a trademark of Google, Inc. Apple Inc., Amazon.com and Google, Inc. are not participants in or sponsors of this program.

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You will be linking to another website not owned or operated by The Bank of Missouri. The Bank of Missouri is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by The Bank of Missouri of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from The Bank of Missouri.

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