Top 5 reasons to shop smarter with your debit card

  • June 26, 2026

Your debit card can make shopping easier, whether you’re shopping for everyday items or making a special purchase.

1. Keep your budget in check

While a credit card can be an important financial tool, it can also lead to overspending. When you use your debit card, you can keep a close eye on your cash flow. Using your debit card can help you set a budget and stick to it.

2. Check your balance and manage your card in our app

Speaking of budgets, with our mobile banking app, you can monitor your account balance from anywhere, any time. You can also set up notifications for transactions.

And if your card goes missing, lock it or report it as lost or stolen right within the app. Scroll to the “Card management” tile on your app dashboard.

3. Skip a trip to the ATM

When you pay with your debit card, many merchants allow you to get cash back at checkout, skipping a trip to the ATM.

But if you need an ATM, we have you covered too! Bank of Missouri customers have fee-free access to more than 55,000 ATMs worldwide through the Allpoint Network. Allpoint ATMs are conveniently located in premier retail locations like CVS, Target, Walgreens and more.

Look for the Allpoint logo on participating ATMs or use the locator on our website to find participating locations.

4. Put money back into your own community

When you use your community bank debit card, more of your money stays in your local community. As a community bank, we reinvest in our local communities by supporting nonprofits and fueling business growth that creates new jobs.

5. Pay quickly, without even taking out your card

Sync your card to your phone’s mobile wallet to pay quickly and securely. At participating merchants, simply open your phone’s wallet and hold your phone to the terminal. Mobile wallet transactions are tokenized, which means your card number is not shared with the merchant.

Have questions about using your debit card or the app? We’re always happy to help! Chat with us or give us a call at 888-547-6541.

Live well, Bank well