Business Checking

Checking accounts that work as hard as you do
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For all sizes
You'll find a checking account that's right for your company. 
Digital tools
Use our app to manage your account anytime.
Business debit card
A Bank of Missouri Debit Mastercard® comes with every account.
Here to support you
Visit our convenient banking locations whenever you need help.

Choose the checking account that fits your business

One size never fits all in business. Choose from checking accounts designed to match your organization's size, structure, and goals. From non-profits to small, mid-size and large businesses, you'll find a Bank of Missouri checking account tailored to your specific needs.

Select up to two accounts

Community Checking

Best for clubs, organizations, or non-profit 501(C)(3) customers

Small Business Checking

Best for small to mid-size businesses

Commercial Checking

Best for businesses with high transaction volume, multiple accounts and/or treasury services
$100
$1,000
N/A
$5 if balance falls below $100
$10 if balance falls below $1,000
$16.23 maintenance fee (waived with electronic statements)
Make cash deposits up to $10,000 total per month1
Make cash deposits up to $10,000 total per month1
Unlimited
150
($0.25 per item in excess of 150)
150
($0.25 per item in excess of 150)
Unlimited
($0.25 charge per paper deposit / $0.10 charge per item within the deposit, Bank of Missouri checks excluded)
($0.16 charge for paper checks written /Check 21 items cleared)
N/A
N/A
Account Analysis included, which offers earnings credit on account balances that can offset transaction fees
Community Checking
Best for clubs, organizations, or non-profit 501(C)(3) customers
Minimum Balance Requirements
$100
Monthly Fee
$5 if balance falls below $100
Monthly Cash Deposits
Make cash deposits up to $10,000 total per month1
Paper Items (combo of debit and credit)
150
($0.25 per item in excess of 150)
Account Analysis
N/A
Small Business Checking
Best for small to mid-size businesses
Minimum Balance Requirements
$1,000
Monthly Fee
$10 if balance falls below $1,000
Monthly Cash Deposits
Make cash deposits up to $10,000 total per month1
Paper Items (combo of debit and credit)
150
($0.25 per item in excess of 150)
Account Analysis
N/A
Commercial Checking
Best for businesses with high transaction volume, multiple accounts and/or treasury services
Minimum Balance Requirements
N/A
Monthly Fee
$16.23 maintenance fee (waived with electronic statements)
Monthly Cash Deposits
Unlimited
Paper Items (combo of debit and credit)
Unlimited
($0.25 charge per paper deposit / $0.10 charge per item within the deposit, Bank of Missouri checks excluded)
($0.16 charge for paper checks written /Check 21 items cleared)
Account Analysis
Account Analysis included, which offers earnings credit on account balances that can offset transaction fees

Additional tools for you business banking needs

Business debit card

Your Bank of Missouri Debit Mastercard® is a must-have complement to your business checking account. You get safe, easy access to your money along with these enhanced features.

  • Intuit QuickBooks® Online Discount
  • Intuit TurboTax® Discount
  • Mastercard Receipt Management
  • Mastercard ID Theft Protection (IDT)
  • MasterRental Insurance Coverage

Learn more about these benefits and other Mastercard enhanced features in the Mastercard Guide to Benefits for Small Business Cardholders.

Business Online Banking

During your busy workday, you need to get things done quickly and efficiently. See your cash position, move money, and pay bills easily with online banking.

  • Includes Standard Online Banking: View account balances and transactions, transfer money, pay bills, deposit checks in our app, and more
  • Upgrade to Business Online Banking or Treasury Management: Set up multiple users with custom roles, make ACH batch payments, initiate online wire transfers, and more
Learn More
We'll help you open a business checking account
Contact Us

1The account will be changed to Commercial Checking if deposits of cash exceed $10,000 per month three times in a calendar year.

Pages within:
Routing Number 081903867
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