Check out the latest rates for personal and business savings accounts
Let's get down to it – you want your money to earn money with a solid interest rate. The higher the yield, the better. See how our CDs, money market accounts, Health Savings Accounts and other savings accounts can help you reach your goals.
CDs/IRAs
|
Account
|
Minimum to Open
|
Compounding
|
Interest Rate
|
APY2
|
Minimum Balance to Obtain APY
|
|---|---|---|---|---|---|
| 3 Month CD1 | $500 | at maturity | 2.66% | 2.69% | $500 |
| 6 Month CD1 | $500 | at maturity | 3.21% | 3.24% | $500 |
| 9 Month CD1 | $500 | semi-annually | 4.09% | 4.14% | $500 |
| 12 Month CD1 | $500 | semi-annually | 3.01% | 3.03% | $500 |
| 13 Month CD1 | $500 | semi-annually | 3.75% | 3.79% | $500 |
| 18 Month CD1 | $500 | semi-annually | 2.90% | 2.92% | $500 |
| 24 Month CD1 | $500 | semi-annually | 3.18% | 3.21% | $500 |
| 36 Month CD1 | $500 | semi-annually | 2.99% | 3.01% | $500 |
| 48 Month CD1 | $500 | semi-annually | 3.06% | 3.08% | $500 |
| 60 Month CD1 | $500 | semi-annually | 3.16% | 3.18% | $500 |
Rates are effective October 27, 2026 and are subject to change without notice.
Personal checking
|
Account
|
Minimum to Open
|
Compounding
|
Interest Rate
|
APY2
|
Minimum Balance to Obtain APY
|
|---|---|---|---|---|---|
| Kasasa Cash3 Up to $15,000.99 |
$100 | monthly | 3.01% | 3.05% | $0.01 |
| Kasasa Cash3 $15,001.00 and up |
$100 | monthly | 0.25% | 3.05% to 0.62%4 | $0.01 |
| Investors’ Club3 | $100 | monthly | 0.10% | 0.10% | $0.01 |
| Veterans Checking3 | $100 | monthly | 0.10% | 0.10% | $0.01 |
Rates are effective October 27, 2026 and are subject to change without notice.
Personal savings
|
Account
|
Minimum to Open
|
Compounding
|
Interest Rate
|
APY2
|
Minimum Balance to Obtain APY
|
|---|---|---|---|---|---|
| Managed Money Market3 | $50,000 | monthly | 2.17% | 2.19% | $0.01 |
| High Performance Savings3 Up to $9,999.99 |
$10,000 | semi-annually | 0.10% | 0.10% | $0.01 |
| High Performance Savings3 $10,000-$49,999.99 |
$10,000 | semi-annually | 0.12% | 0.12% | $10,000 |
| High Performance Savings3 $50,000-$99,999.99 |
$10,000 | semi-annually | 0.15% | 0.15% | $50,000 |
| High Performance Savings3 $100,000 and up |
$10,000 | semi-annually | 0.21% | 0.21% | $100,000 |
| Statement Savings3 | $100 | semi-annually | 0.10% | 0.10% | $0.01 |
| Christmas Club3 | $10 | annually | 0.05% | 0.05% | $0.01 |
| Show Me Savers3 | $25 | semi-annually | 0.10% | 0.10% | $0.01 |
Rates are effective October 27, 2026 and are subject to change without notice.
Health Savings Accounts
|
Account
|
Minimum to Open
|
Compounding
|
Interest Rate
|
APY2
|
Minimum Balance to Obtain APY
|
|---|---|---|---|---|---|
| Health Savings Account3 | $100 | monthly | 0.10% | 0.10% | $0.01 |
Rates are effective October 27, 2026 and are subject to change without notice.
Business
|
Account
|
Minimum to Open
|
Compounding
|
Interest Rate
|
APY2
|
Minimum Balance to Obtain APY
|
|---|---|---|---|---|---|
| Business Managed Money Market3 $0-$4,999 |
$50,000 | monthly | N/A | N/A | N/A |
| Business Managed Money Market3 >$5,000 |
$50,000 | monthly | 2.17% | 2.19% | $5,000 |
| Business Money Market3 $5,000-$24,999.99 |
$100 | monthly | 0.08% | 0.08% | $5,000 |
| Business Money Market3 $25,000-$99,999.99 |
$100 | monthly | 0.10% | 0.10% | $25,000 |
| Business Money Market3 >$100,000 |
$100 | monthly | 0.12% | 0.12% | $100,000 |
| Business High Performance Savings3 Up to $9,999.99 |
$10,000 | semi-annually | 0.10% | 0.10% | $0.01 |
| Business High Performance Savings3 $10,000-$49,999.99 |
$10,000 | semi-annually | 0.12% | 0.12% | $10,000 |
| Business High Performance Savings3 $50,000-$99,999.99 |
$10,000 | semi-annually | 0.15% | 0.15% | $50,000 |
| Business High Performance Savings3 $100,000 and up |
$10,000 | semi-annually | 0.21% | 0.21% | $100,000 |
Rates are effective October 27, 2026 and are subject to change without notice.
Enjoy competitive rates, FDIC protection and a simple way to keep your money growing without locking it away.
1 A penalty may be imposed for early withdrawal.
2 Annual Percentage Yield. Fees may reduce earnings on the account.
3 The interest rate and annual percentage yield may change after account opening.
4 Depending on account balance
