Business Money Market Account

Savings account growth, checking account flexibility
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Two options
Choose from Business Money Market and Business Managed Money Market.
Start where you want
Minimum opening deposit of $100 or $50,000.
No monthly service charge
And, no minimum balance requirements.
Manage your account
Use online banking and our mobile app anytime. 
Money is ready when you need it
Strengthen your safety net, save for a specific expense or strike when opportunities arise with this business savings account.

Business Money Market Accounts – the best of both worlds

When you want to access your money anytime yet earn interest at a competitive rate, money market accounts can be a good choice for your business. Build up savings for any business need and write checks or withdraw funds as needed. 

Business Money Market

Here's an ideal entry point for your business. 

  • Minimum opening deposit of $100
  • Interest-bearing¹ when balance is above $4,999.99; interest paid monthly
  • Includes check-writing privileges
  • No minimum balance requirement
  • No monthly service charge
  • Monthly electronic or paper statement available, includes images
  • Standard Online Banking included, optional upgrade to Business Online Banking or Treasury Management available
  • FDIC protection

Business Managed Money Market

Maintain a larger balance and take advantage of 2.19% APY2. 

  • Minimum opening deposit of $50,000
  • Interest-bearing¹ when balance is above $4,999.99; interest paid monthly
  • Includes check-writing privileges
  • No minimum balance requirement
  • No monthly service charge
  • Monthly electronic or paper statement available, includes images
  • Standard Online Banking included, optional upgrade to Business Online Banking or Treasury Management available
  • FDIC protection

Business Money Market Rates

Effective Date: October 27, 2026
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Account
Minimum to Open
Compounding
Interest Rate
APY2
Minimum Balance to Obtain APY
Business Managed Money Market3
$0-$4,999		 $50,000 monthly N/A N/A N/A
Business Managed Money Market3
>$5,000		 $50,000 monthly 2.17% 2.19% $5,000
Business Money Market3
$5,000-$24,999.99		 $100 monthly 0.08% 0.08% $5,000
Business Money Market3
$25,000-$99,999.99		 $100 monthly 0.10% 0.10% $25,000
Business Money Market3
>$100,000		 $100 monthly 0.12% 0.12% $100,000
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CDARS® and ICS®

With ICS, IntraFi Cash Service, or CDARS, you can enjoy safety, convenience, and returns on your large cash balances. Rest easy with access to millions of dollars in aggregate FDIC insurance across network banks for deposits placed in demand deposit accounts, money market deposit accounts, and CDs—working directly with just our bank.  

Note: A list identifying IntraFi® network banks can be found at www.IntraFi.com/network-banks. Certain conditions must be satisfied for “pass-through” FDIC deposit insurance coverage to apply.

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Add a money market account to your business savings plan
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Business Checking
Checking built for your business

From non-profits to small, mid-size and large businesses, choose from business checking accounts designed to match the structure, size and goals of your organization.

Explore Business Checking Accounts

1Rates are subject to change daily.
2Annual Percentage Yield. Fees may reduce earnings on the account.
3The interest rate and annual percentage yield may change after account opening.

CDARS and ICS:

Deposit placement through an IntraFi service is subject to the terms, conditions, and disclosures in applicable agreements. Deposits that are placed through an IntraFi service at FDIC-insured banks in IntraFi’s network are eligible for FDIC deposit insurance coverage at the network banks. The depositor may exclude banks from eligibility to receive its funds. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA before settlement for deposits or after settlement for withdrawals. The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through an IntraFi service satisfies any restrictions on its deposits. IntraFi, ICS, IntraFi Cash Service and CDARS are registered service marks of IntraFi LLC.

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Routing Number 081903867
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