Business CDs

Lock in higher yields with these certificates of deposit
Easy to start
Open a CD with a $500 minimum deposit.
Competitive rates
CDs feature some of our best interest rates for savings.
No monthly fees
Keep your money working for your business.
Track your growth
Access your account anytime in our app.
Schedule your earnings
Invest your money for a few months or a few years, depending on your timeline and the interest rate you want, and you'll end up with more funds to address things that come your way.

Business CDs boost savings for all your commercial needs

You might have a specific business purchase in mind, or you want to build up your reserves for anything unexpected. Either way, our Business CDs deliver safe, fixed savings growth at some of our highest rates. 

  • Minimum balance of $500 to earn fixed-rate interest
  • Choose from various terms at competitive rates
Effective Date: October 27, 2026
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Account
Minimum to Open
Compounding
Interest Rate
APY2
Minimum Balance to Obtain APY
3 Month CD1 $500 at maturity 2.66% 2.69% $500
6 Month CD1 $500 at maturity 3.21% 3.24% $500
9 Month CD1 $500 semi-annually 4.09% 4.14% $500
12 Month CD1 $500 semi-annually 3.01% 3.03% $500
13 Month CD1 $500 semi-annually 3.75% 3.79% $500
18 Month CD1 $500 semi-annually 2.90% 2.92% $500
24 Month CD1 $500 semi-annually 3.18% 3.21% $500
36 Month CD1 $500 semi-annually 2.99% 3.01% $500
48 Month CD1 $500 semi-annually 3.06% 3.08% $500
60 Month CD1 $500 semi-annually 3.16% 3.18% $500
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CDARS® and ICS®

With ICS, IntraFi Cash Service, or CDARS, you can enjoy safety, convenience, and returns on your large cash balances. Rest easy with access to millions of dollars in aggregate FDIC insurance across network banks for deposits placed in demand deposit accounts, money market deposit accounts, and CDs—working directly with just our bank.  

Note: A list identifying IntraFi® network banks can be found at www.IntraFi.com/network-banks. Certain conditions must be satisfied for “pass-through” FDIC deposit insurance coverage to apply.

Use Business CDs to create a strong savings strategy
Business Checking
Checking built for your business

From non-profits to small, mid-size and large businesses, choose from business checking accounts designed to match the structure, size and goals of your organization.

Explore Business Checking Accounts

Rates are effective 10/27/2026 and are subject to change without notice.

1A penalty may be imposed for early withdrawal.
2Annual Percentage Yield. Fees may reduce earnings on the account.

CDARS and ICS: 

Deposit placement through an IntraFi service is subject to the terms, conditions, and disclosures in applicable agreements. Deposits that are placed through an IntraFi service at FDIC-insured banks in IntraFi’s network are eligible for FDIC deposit insurance coverage at the network banks. The depositor may exclude banks from eligibility to receive its funds. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA before settlement for deposits or after settlement for withdrawals. The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through an IntraFi service satisfies any restrictions on its deposits. IntraFi, ICS, IntraFi Cash Service and CDARS are registered service marks of IntraFi LLC.