Welcome, Mid America Bank & Trust!
We're excited to welcome you to The Bank of Missouri. Starting March 26, you will have access to many additional products, services and branches to make banking even more convenient. Read on for important information you need to know before and after Mid America Bank & Trust becomes The Bank of Missouri.
We've got your back, so you can focus on where you're headed. That's what we mean when we say The Bank of Missouri is your partner to "Live Well. Bank Well."
Important Transition Weekend Information
We're hard at work preparing to welcome you to The Bank of Missouri (and may we say, we're pretty excited!). We have done everything we can to minimize the downtime of important services. Let's look at some of the important downtimes for the conversion weekend.
Use your Mid America debit card until midnight, March 25, for purchases and ATM use. You can begin using your new Bank of Missouri debit card 8:00 a.m., March 26.
Online Banking will be unavailable Friday, March 23, 4:00 p.m. - Monday, March 26, 8:00 a.m. To log in March 26, use your current user name and the last four digits of your SSN as your temporary password.
Online Bill Payment
March 23, 4:00 p.m. - 8:00 a.m., March 26, you will not be able to add or edit payments. Payments previously scheduled for the transition period will occur as scheduled.
All Mid America Bank & Trust locations will be closed Saturday, March 24, in preparation to reopen as The Bank of Missouri on March 26.
Important Updates to Your Banking Products and Services
Your new Bank of Missouri MasterCard® Debit/ATM Card and PIN will arrive in the mail on or around the week of March 12.
Continue using your Mid America Bank & Trust Company debit card until midnight, March 25, for purchases and ATM use. You can begin using your new Bank of Missouri debit card Monday, March 26.
To activate your card, use it with your new PIN at any Mid America Bank & Trust/Bank of Missouri ATM, make a purchase using your PIN, or visit Online Banking. You can change your PIN by visiting one of our locations during lobby hours or by visiting any Bank of Missouri ATM.
If you have recurring payments tied to your debit card, rather than your checking account, remember to update your card details with your payees.
Checking and Savings Accounts
Your accounts will become Bank of Missouri accounts on March 26, 2018. The Welcome Kit we mailed you will share your new account product names and details. Unless you are notified otherwise, your account numbers will remain the same. Learn more about Bank of Missouri checking accounts >>
Remember, you can use your existing checks. If you purchase checks outside of the bank, the next time you order, you will need to give them the new bank routing number (081903867).
Bounce Protection is automatically turned on for checks written from your account(s). If you would like to enroll in Bounce Protection for debit card and ATM transactions or would like to opt out of Bounce Protection for checks, please contact us. Learn more about Bounce Protection >>
If you have direct deposits of payroll or social security payments, they will continue to be deposited into your Bank of Missouri account. You may be asked by the direct deposit originator to provide the new bank routing number (081903867).
Welcome to your new home for Online Banking!
You will find the login box on the homepage, and it can also be opened from any other page on this site. If you are banking from a smartphone, be sure to download our mobile app for the easiest experience on your phone. You can also log in from your phone's browser.
At 6 p.m. CST on Friday, March 23, you will no longer be able to access your Mid America Bank & Trust Online Banking account. Online Banking will be unavailable Friday, March 23, 4:00 p.m. through Monday, March 26, 8:00 a.m.
To log in the first time, enter your current user name in the log in area on this site or in the mobile banking app. Your temporary password will be the last four digits of your SSN.
If you are currently using automatic transfers between two Mid America accounts, please log in March 26 and confirm they remain in place and carried over correctly.
Never used Online Banking? You’re just a few clicks away from having your account information available any time. Starting March 26, you can enroll here.
Online Bill Payments
Your payees and payment history will carry over to The Bank of Missouri.
From March 23, 4:00 p.m. to 8:00 a.m. March 26, you will not be able to add or edit payments. Payments scheduled for the upgrade period will occur as scheduled.
Recurring payments you have set up will carry over. We recommend you confirm they are correct on March 26.
Not currently using BillPay? Sign up within Online Banking. It's the fast, convenient way to pay bills!
Enjoy all of the great services of Online Banking on your phone with our mobile banking app. Plus, enjoy a few extras just for your phone.
Top 5 Tools You'll Love in our App
- Check balances and transactions on-the-go
- Deposit checks on your phone
- Make payments to companies and individuals
- Log in with your fingerprint
- Make transfers between accounts
If you are already an Online Banking user at Mid America Bank & Trust, you are ready to download The Bank of Missouri app and log in on March 26. If you're new to Online Banking, enroll in Online Banking on your computer, and then give us a download.
Starting March 26, you can begin using The Bank of Missouri's AnyTime Access Telephone Banking by calling 1-888-627-6799. To access the system, you will need your account number and a PIN. Your PIN will be your full SSN, which you will change to a four-digit PIN after logging in.
All current Mid America Bank & Trust locations will continue operating with the same current hours and the same friendly faces you know. Your local branch phone numbers will remain the same.
You can also reach our Information Center during regular business hours and after hours at 1-888-547-6541.
Expanded Information Center Hours
Mon-Fri: 8:00 am - 11:00 pm
Saturday: 8:00 am - 5:00 pm
Sunday: 9:00 am - 5:00 pm
Holidays*: 9:00 am - 5:00 pm
(*closed Thanksgiving and Christmas)
All Mid America Bank & Trust locations will be closed Saturday, March 24, so they can officially reopen as The Bank of Missouri the following Monday.
Beginning March 26, you will also be able to enjoy using any of The Bank of Missouri locations across Southeast, Southwest and Central Missouri.
Your final Mid America Bank & Trust statement will contain account activity through March 23 and will be mailed to you.
Online Banking users can receive statements faster and save on paper clutter with electronic statements. To sign up, log in to Online Banking and visit the E-Documents tab any time after March 26.
If you currently receive electronic statements at Mid America Bank & Trust, you will need to re-enroll in order to continue receiving them after the conversion date of March 26. Once you are set-up in The Bank of Missouri’s Online Banking system, visit the E-Documents tab to enroll your account(s).
Your new Bank of Missouri statements will be mailed to you unless you sign up for electronic statements.
Certificates of Deposit (CD)
Your existing CDs will keep your current interest rates. At maturity, you will receive a notice with the new terms and rates. See current Bank of Missouri rates >>
If you have a Mid America Bank & Trust credit card, you can continue using it with no change.
Eligible contributions can be made into existing IRA CDs at maturity or by depositing into a new IRA CD term currently being offered. You will keep your current interest rates on your existing IRA CDs. At maturity you will receive a notice informing you of the new terms and interest rate.
There are no changes to the terms of your current loans, and you will continue to make payments the same way you currently do. And if you need a new loan, let's chat. Whether you're looking for a home loan, a car or other consumer loan, or you're ready to start or grow your business, we can't wait to help.
If you receive incoming wire transfers to your Mid America Bank & Trust account, routing instructions will change effective March 23. Please notify anyone you receive wire transfers from, prior to that date.
The Bank of Missouri
906 N. Kingshighway
Perryville, MO 63775
Routing Number: 081903867
Credit to: Your name and your Mid America Bank & Trust account number.
Easy Access to your Money
From our convenient branch locations to our top-notch mobile banking app, we have you covered when it comes to easy access to your account and your money.
With more than 30 locations across Southeast, Southwest, and Central Missouri, The Bank of Missouri is never far away.
With our mobile banking app, you will enjoy the features of Online Banking right on your phone. Even better, the app allows mobile check deposit, so you can skip trips to the bank.