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Good Morning!
Live Well. Bank Well.
group of Bank of Missouri staff

Welcome, Mid America Bank & Trust!

We're excited to welcome you. As a valued customer of The Bank of Missouri, you now have access to many additional products, services and branches to make banking even more convenient. Read on for important information you need to know as our two great banks have become one.  

We've got your back, so you can focus on where you're headed. That's what we mean when we say The Bank of Missouri is your partner to "Live Well. Bank Well."

Important Updates to Your Banking Products and Services

Debit Cards

Begin using your new Bank of Missouri debit card Monday, March 26.

If you have recurring payments tied to your debit card, rather than your checking account, remember to update your card details with your payees.

Your new Bank of Missouri MasterCard® Debit/ATM Card and PIN have been mailed to you. If you have not received them, please contact us at 888-547-6541.

Learn more about Bank of Missouri Debit Cards >>

Checking and Savings Accounts

Your accounts are Bank of Missouri accounts, effective March 26, 2018. The Welcome Kit we mailed shares your new account product names and details. Unless you have been notified otherwise, your account numbers remain the same. Learn more about Bank of Missouri checking accounts >>

Remember, you can use your existing checks. If you purchase checks outside of the bank, the next time you order, you will need to give them the new bank routing number (081903867).

Bounce Protection is automatically turned on for checks written from your account(s). If you would like to enroll in Bounce Protection for debit card and ATM transactions or would like to opt out of Bounce Protection for checks, please contact us. Learn more about Bounce Protection >>

If you have direct deposits of payroll or social security payments, they will continue to be deposited into your Bank of Missouri account. You may be asked by the direct deposit originator to provide the new bank routing number (081903867).

Online Banking

Welcome to your new home for Online Banking!

You will find the login box on the homepage, and it can also be opened from any other page on this site. If you are banking from a smartphone, be sure to download our mobile app for the easiest experience on your phone. You can also log in from your phone's browser.

To log in the first time, enter your current user name in the log in area on this site or in the mobile banking app. Your temporary password will be the last four digits of your SSN.

If you used automatic transfers between two Mid America accounts, please log in and confirm they remain in place and carried over correctly.

Never used Online Banking? You’re just a few clicks away from having your account information available any time. Enroll today.

Online Bill Payments

Your payees and payment history will carry over to The Bank of Missouri.

Recurring payments you have set up will carry over. We recommend you confirm they carried over correctly.

Not currently using BillPay? Sign up within Online Banking. It's the fast, convenient way to pay bills!

Mobile Banking

Enjoy all of the great services of Online Banking on your phone with our mobile banking app. Plus, enjoy a few extras just for your phone.

Top 5 Tools You'll Love in our App

  1. Check balances and transactions on-the-go
  2. Deposit checks on your phone
  3. Make payments to companies and individuals
  4. Log in with your fingerprint
  5. Make transfers between accounts

If you were already an Online Banking user at Mid America Bank & Trust, you are ready to download The Bank of Missouri app now. If you're new to Online Banking, enroll in Online Banking on your computer, and then give us a download.

App Store download for Bank of Missouri appGooglePlay download for Bank of Missouri app

Learn more about Mobile Banking >>

Telephone Banking

You can use The Bank of Missouri's AnyTime Access Telephone Banking for automated account information and management by calling 1-888-627-6799. To access the system, you will need your account number and a PIN. Your temporary PIN will be your full SSN, which you will change to a four-digit PIN after logging in.


All current Mid America Bank & Trust locations will continue operating with the same current hours and the same friendly faces you know. Your local branch phone numbers will remain the same.

You can now enjoy using any of The Bank of Missouri locations across Southeast, Southwest and Central Missouri.

You can also reach our Information Center during regular business hours and after hours at 1-888-547-6541.

Expanded Information Center Hours
Mon-Fri: 8:00 am - 11:00 pm
Saturday: 8:00 am - 5:00 pm
Sunday: 9:00 am - 5:00 pm
Holidays*: 9:00 am - 5:00 pm
(*closed Thanksgiving and Christmas)

Bank Statements

Your final Mid America Bank & Trust statement will contain account activity through March 23 and will be mailed to you.

Online Banking users can receive statements faster and save on paper clutter with electronic statements. To sign up, log in to Online Banking and visit the E-Documents tab.

If you currently receive electronic statements at Mid America Bank & Trust, you will need to re-enroll in order to continue receiving them. Once you are set-up in The Bank of Missouri’s Online Banking system, visit the E-Documents tab to enroll your account(s).

Your new Bank of Missouri statements will be mailed to you unless you sign up for electronic statements.

Certificates of Deposit (CD)

Your existing CDs will keep your current interest rates. At maturity, you will receive a notice with the new terms and rates. See current Bank of Missouri rates >>

Credit Cards

If you have a Mid America Bank & Trust credit card, you can continue using it with no change.

IRA Accounts

Eligible contributions can be made into existing IRA CDs at maturity or by depositing into a new IRA CD term currently being offered. You will keep your current interest rates on your existing IRA CDs. At maturity you will receive a notice informing you of the new terms and interest rate.


There are no changes to the terms of your current loans, and you will continue to make payments the same way you currently do. And if you need a new loan, let's chat. Whether you're looking for a home loan, a car or other consumer loan, or you're ready to start or grow your business, we can't wait to help.

Wire Transfers

If you receive incoming wire transfers to your Mid America Bank & Trust account, routing instructions will change effective March 23. Please notify anyone you receive wire transfers from, prior to that date.

The Bank of Missouri
906 N. Kingshighway
Perryville, MO 63775

Routing Number: 081903867

Credit to: Your name and your Mid America Bank & Trust account number.

Easy Access to your Money

From our convenient branch locations to our top-notch mobile banking app, we have you covered when it comes to easy access to your account and your money.

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30+ Locations

With 30+ locations across southeast, southwest, and central Missouri, The Bank of Missouri is never far away.

See Branch Locations >>

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Mobile & Online Banking

Transfer money, pay bills, check account balances and have 24/7 access to your account online.

Learn about Online Banking >>

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Mobile Banking

With our mobile banking app, you will enjoy the features of Online Banking right on your phone. Even better, the app allows mobile check deposit, so you can skip trips to the bank.

Learn about Mobile Check Deposit >>

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Phone and Text Banking

No smartphone? Get your account info 24/7 by text or at a dedicated, automated phone number.

Learn more about Telephone Banking >>

External Link Disclaimer

You will be linking to another website not owned or operated by The Bank of Missouri. The Bank of Missouri is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by The Bank of Missouri of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from The Bank of Missouri.

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Email Disclaimer

Because there is a risk information transmitted via Internet email could fall into the wrong hands, The Bank of Missouri suggests confidential information, such as account numbers or social security numbers, not be transmitted via email. If this information must be stated, please contact The Bank of Missouri by phone or at your nearest branch.

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