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Checking That Fits Your Life
Checking Accounts at The Bank of Missouri


Everyone uses their money differently. That’s why we offer multiple checking account options. Whether you’re opening your first bank account or switching from another bank, we have a checking solution to fit your specific needs. And if you are switching banks, let us know! Our knowledgeable financial representatives will assist you in getting everything transferred so your life doesn’t miss a beat.

All accounts include the following:

Select Checking

A flexible checking account that offers all the checking features you would expect, plus additional services for your convenience and added security.

Investors' Club

The Bank of Missouri Investors' Club is a special program which provides many benefits, services, special discounts, and travel opportunities. If you maintain a $10,000 balance in any combination of Bank of Missouri accounts and open an Investors' Club interest-bearing checking account, you are eligible to enroll in our exclusive club.

Enjoy club checks; group travel; Notary service, Money Orders, and Cashier’s Checks included at no additional fee; small safe deposit box rent for one year (where available) or one-time $20 offer toward a larger box. Travel With Us >>

Veterans Checking

You've served our great country. We want to show our appreciation by offering you a checking account with value-added benefits and services.

Enjoy club checks; Notary service, Money Orders, and Cashier’s Checks included at no additional fee; small safe deposit box rent for one year (where available) or one-time $20 offer toward a larger box. Military identification required.

Student Select Checking

An affordable, flexible checking account for the traditional student2, age 14-26. Student Select Checking offers all the checking features an on-the-go student needs, with no monthly fee.

Select 2

We understand that sometimes life can throw a curve ball and unexpected things happen. Sometimes you just need a second chance. That's why we created Select 2. Checks may not be written with this account, however you may use a debit card and you may deposit checks into the account. Only three “Oops” non-sufficient funds are allowed.3 Daily limits on debit card usage are lower with this account.4

Features & BenefitsSelect CheckingInvestors' ClubVeterans CheckingStudent CheckingSelect 2
Minimum Opening Deposit $100 $100 $100 $100 $25
Minimum Balance Requirement None None None None None
Monthly Pricing Options or Service Charge

$5/month, reduced to no monthly service charge if two or more of the following are met in the statement cycle:
1) Use direct deposit,
2) Maintain minimum balance of $500,
3) Have a minimum of 10 Bank of Missouri debit card transactions post to your account (excludes ATM)
4) Use electronic statements

No Monthly Service Charge No Monthly Service Charge No Monthly Service Charge $9/month, reduced to $6/month if one or more of the following are met each month:
1) Use direct deposit
2) Use electronic statements
Earns Interest No Yes5 Yes5 No No
How To Apply Apply Online Apply Online Apply Online Apply Online Give us a call or stop by any bank location
Bank Anywhere

With Online Banking


1 Message and data rates may apply from your wireless carrier.
2 College students will be required to provide Student ID or enrollment documentation. The bank will periodically verify enrollment. Account will be converted to a Select Checking account the month the student turns 27.
3 The bank’s normal non-sufficient funds (NSF) fee of $30.89 for each transaction will apply and be deducted from your account.
4Failure to comply with said limitations will result in account closure. This account will be converted to a Select Checking account on or after its anniversary date if the account has been handled in satisfactory manner.
5 Interest is paid monthly and rates are subject to change.

To open an account at The Bank of Missouri you will need a valid tax identification number and a form of identification (acceptable options are a driver’s license, military ID, or state ID).

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External Link Disclaimer

You will be linking to another website not owned or operated by The Bank of Missouri. The Bank of Missouri is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by The Bank of Missouri of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from The Bank of Missouri.

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Email Disclaimer

Because there is a risk information transmitted via Internet email could fall into the wrong hands, The Bank of Missouri suggests confidential information, such as account numbers or social security numbers, not be transmitted via email. If this information must be stated, please contact The Bank of Missouri by phone or at your nearest branch.

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First Choice Insurance Agency, Inc is a wholly owned subsidiary of Reliable Community Bancshares, Inc., parent company of The Bank of Missouri.

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