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Important Information about COVID-19 and your Banking
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COVID-19 Readiness Center

As the situation around coronavirus (COVID-19) continues to evolve, we want to be sure you are informed about your banking experience. At this readiness center, we'll share what we're doing to protect our customers, community and employees. We'll also share resources and any updates as to how you can continue to bank with us.

We know it's common to have financial questions and concerns in uncertain situations. We're open and ready to help you navigate these changes. Please reach out to your local branch or contact us at 888-547-6541.

How we're here to serve you

We have plans in place to continue to be your trusted financial partner during times like these. We are by the phone and in person, ready to serve you.

We're closely following the recommendations of federal, state, and local authorities to make the best decisions for our customers and communities. As such, some locations are operating with modified schedules.

Modified Banking Hours at Select Locations

You will find the most up-to-date branch information here and by visiting your location's page from the branch locator.


All locations are operating as drive-up only, with lobby visits available by appointment. If you need an appointment, please call your local branch.

Our Nixa location is temporarily closed. Your nearest drive-up is the Springfield, South Campbell location. You may also use any other Bank of Missouri drive-up and request lobby visits at other locations.


The Broadway, Cape Girardeau location is temporarily closed. Your nearest drive-up is our Cape Girardeau North Kingshighway or William Street location. You may also use any other Bank of Missouri drive-up and request lobby visits at other locations.

The drive-up hours for the Jackson, East Main and Cape Girardeau, South Kingshighway locations are adjusted to 9am - 5:30pm, Monday-Friday.


The Kansas Expressway, Springfield location will be temporarily closed. Your nearest drive-ups are our Springfield South Campbell and East Sunshine locations. You may also use any other Bank of Missouri drive-up and request lobby visits at other locations.

How we're helping customers impacted by coronavirus

The Bank of Missouri knows COVID-19 is putting a strain on our customers and small businesses across our state. The Bank is available and ready to provide assistance. Here are a few of the ways we’re helping customers affected by COVID-19.1

Deposit account assistance

For customers experiencing hardship from COVID-19, we can offer accommodations related to your checking and saving accounts upon request and based on individual needs.

Loan payment deferrals

Customers may be eligible to defer payments. If this program would benefit you, give us a call for more information.

Penalty-free CD withdrawals

Certificates of Deposit typically have penalty fees for withdrawing before the term ends. Recognizing some people may need earlier access to their funds in CDs, we’re offering early CD withdrawals with no penalty.

Small business and commercial client loan assistance

As always, we are committed to supporting local businesses. We’re working with our business clients on a variety of loan assistance options. This may include interest-only payments or payment deferrals. In addition to relief on existing loans, we’re also available for businesses who need new loans at this time.

If you have been impacted by COVID-19, reach out to your local banker or call us at 888-547-6541. We are listening to the needs of our customers and communities, and we will continue to adapt these programs as needed. Please stay in regular contact with us.

What we're doing for the health of our customers and teammates

The health and well-being of our employees, customers and communities is always a top priority for us. We’ve enhanced thorough cleaning practices in our locations and on our ATM/ ITM machines in an effort to support a healthy banking experience. We are encouraging our employees and customers to follow the personal hygiene recommendations provided by the CDC. Our team is also avoiding non-essential travel and using video conference rather than in-person meetings. And of course, teammates are staying away from work when sick.

How to Protect Your Account

Be aware of scammers, who are taking advantage of this situation. Some things to watch out for:

  • Criminals may call posing as your bank trying to get you to give up imporant account information. Remember, do not give out your Online Banking log in, account number, debit card number or social security number. The Bank of Missouri will never call you asking for this information. When in doubt, hang up and dial us at 888-547-6541. That way you can feel confident you are talking to The Bank of Missouri.
  • Scammers are sending emails posing as the Centers for Disease Control, the World Health Organization or other experts. Be careful about clicking links, opening attachments and downloading files from emails. The scammer is likely trying to put a virus or other malware on your computer or trick you into giving them your personal information.
  • We all want to help right now, but be cautious when making donations. Do not donate to anyone who asks you to do so in cash, by gift card, or by wiring money. Take your time to select a reputable charity, and if something doesn't feel right, don't donate.
  • Ignore emails that offer a vaccine for coronavirus. There is currently no vaccine.

These are a few of the most common scams. Visit the Federal Trade Commission's website to learn more about scams and protecting yourself.

Learn more about scams at the FTC website

Also, be sure to review your account regularly and contact us right away if you notice anything unexpected. Online Banking is a great way to keep a close eye on your accounts.

How to Access your Account

With The Bank of Missouri, you always have many ways to access your account without making a trip to the bank. Please carefully review your options and contact us for assistance enrolling in or using these services.

Online Banking

We highly recommend you enroll in Online Banking and download our mobile app if you have not done so. With Online Banking, you can check account balances, pay bills, transfer money and more.

Enroll in Online Banking

Mobile Banking

In our mobile banking app, you can enjoy the features of Online Banking on your phone. Plus, you can deposit checks in the app and use short code text banking. To get started, enroll in Online Banking, if you have not already done so. Then give us a download.

Download the app today

App Store download for Bank of Missouri appGooglePlay download for Bank of Missouri app

Phone Support

Did you know we're available late and on the weekends? Get support and account information at 888-547-6541.

Mon-Fri: 8:00 am – 11:00 pm
Saturday: 8:00 am – 5:00 pm
Sunday: 9:00 am – 5:00 pm

24-Hour Telephone Banking

Access your Bank of Missouri accounts from a touch-tone phone with AnyTime Access. Listen to account balance and transaction history, transfer funds between accounts, transfer funds for loan payments, and more. Call AnyTime Access any time at 1-888-627-6799.


ATMs are available at most Bank of Missouri locations. In addition to accessing cash, you can also check balances and change your debit card PIN number if needed.
Bank of Missouri locations

Interactive Teller Machines (ITM)

An ITM is like an ATM, but it's so much more. Tap to talk to a live teller and do just about everything you can do inside the bank branch. You can cash and deposit checks. Make withdrawals in many common denominations. You can also deposit cash, break a larger bill and make a loan payment. Available at select locations in Columbia, Perryville, Cape Girardeau, Jackson, Marble Hill, and Caruthersville. Learn more about ITMs and find one near you >>

Resources for you

Are you a business impacted by COVID-19?


1All assistance programs are available for a limited time, may be subject to other exclusions and restrictions, and are subject to change at any time, all in the sole and absolute discretion of The Bank of Missouri. Penalty free CD withdrawals must be made more than seven days after the issue date or the most recent renewal date. Assistance will become available March 25, 2020.

External Link Disclaimer

You will be linking to another website not owned or operated by The Bank of Missouri. The Bank of Missouri is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by The Bank of Missouri of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from The Bank of Missouri.

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Email Disclaimer

Because there is a risk information transmitted via Internet email could fall into the wrong hands, The Bank of Missouri suggests confidential information, such as account numbers or social security numbers, not be transmitted via email. If this information must be stated, please contact The Bank of Missouri by phone or at your nearest branch.

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First Choice Insurance Agency, Inc is a wholly owned subsidiary of Reliable Community Bancshares, Inc., parent company of The Bank of Missouri.

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