Business Checking
Business Checking from The Bank of Missouri is designed to help you manage your expenses with ease. Whether you're a small business, mid-size or large, there's an account for you. Call 888-547-6541 to talk to a business banking expert today. We look forward to learning more about your business.
All checking options include:
- Online and Mobile Banking
- Standard BillPay
- ACH (electronic debit or credit items)
- Monthly electronic or paper statement
| Community Checking | Small Business Checking | Commercial Checking | |
|---|---|---|---|
| Best For | Clubs, organizations, or non-profit 501(C)(3) customers | Small to mid-size businesses | Businesses with high transaction volume, multiple accounts and/or treasury services |
| Minimum Balance Requirements | $100 | $1,000 | N/A |
| Monthly Fee | $5 if balance falls below $100 | $10 if balance falls below $1,000 | $16.23 maintenance fee (waived with electronic statements) |
| Monthly Cash Deposits | Make cash deposits up to $10,000 total per month1 | Make cash deposits up to $10,000 total per month1 | Unlimited |
| Paper Items (combo of debit and credit) |
150 ($0.25 per item in excess of 150) |
150 ($0.25 per item in excess of 150) |
Unlimited ($0.25 charge per paper deposit / $0.10 charge per item within the deposit) ($0.16 charge for paper checks written /Check 21 items cleared) |
| Account Analysis | N/A | N/A | Account Analysis included, which offers earnings credit on account balances that can offset transaction fees |
Business Debit Card
Your Bank of Missouri Debit Mastercard® is the perfect compliment to your business checking account. In addition to enjoying safe and easy access to your money2, you'll also enjoy these enhanced features from Mastercard:
- Intuit QuickBooks® Online Discount
- Intuit TurboTax® Discount
- Mastercard Receipt Management
- Mastercard ID Theft Protection (IDT)
- Mastercard Rental Insurance Coverage
To learn more about these benefits and other Mastercard enhanced features, see the Mastercard Guide to Benefits for Small Business Cardholders. (Note: this version is effective January 1, 2020)
Business Management Solutions Center
At The Bank of Missouri, you’re more than an account – you’re a valued partner. We want to see you succeed and meet your financial goals, which is why we offer the services you need to manage and grow your business.
Streamline every aspect of your business finances with cash flow management, merchant services, remote deposits, business loans and more. We’ll get to know you and your business and work with you to select the right products for your needs.
Manage Your Business Better