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Checking That's Right For Your Business
Business Checking Accounts

Business Checking

Business Checking from The Bank of Missouri is designed to help you manage your expenses with ease. Whether you're a small business, mid-size or large, there's an account for you. Call 888-547-6541 to talk to a business banking expert today. We look forward to learning more about your business.

All checking options include:

  • Online and Mobile Banking
  • Standard BillPay
  • ACH (electronic debit or credit items)
  • Monthly electronic or paper statement
 Community CheckingSmall Business CheckingCommercial Checking
Best For Clubs, organizations, or non-profit 501(C)(3) customers Small to mid-size businesses Businesses with high transaction volume, multiple accounts and/or treasury services
Minimum Balance Requirements $100 $1,000 N/A
Monthly Fee $5 if balance falls below $100 $10 if balance falls below $1,000 $16.23 maintenance fee (waived with electronic statements)
Monthly Cash Deposits Make cash deposits up to $10,000 total per month1 Make cash deposits up to $10,000 total per month1 Unlimited
Paper Items
(combo of debit and credit)
150
($0.25 per item in excess of 150)
150
($0.25 per item in excess of 150)
Unlimited
($0.25 charge per paper deposit / $0.10 charge per item within the deposit)
($0.16 charge for paper checks written /Check 21 items cleared)
Account Analysis N/A N/A Account Analysis included, which offers earnings credit on account balances that can offset transaction fees

Business Debit Card

Your Bank of Missouri Debit Mastercard® is the perfect compliment to your business checking account. In addition to enjoying safe and easy access to your money2, you'll also enjoy these enhanced features from Mastercard:

  • Intuit QuickBooks® Online Discount
  • Intuit TurboTax® Discount
  • Mastercard Receipt Management
  • Mastercard ID Theft Protection (IDT)
  • Mastercard Rental Insurance Coverage

To learn more about these benefits and other Mastercard enhanced features, see the Mastercard Guide to Benefits for Small Business Cardholders. (Note: this version is effective January 1, 2020)

Business Management Solutions Center

At The Bank of Missouri, you’re more than an account – you’re a valued partner. We want to see you succeed and meet your financial goals, which is why we offer the services you need to manage and grow your business.

Streamline every aspect of your business finances with cash flow management, merchant services, remote deposits, business loans and more. We’ll get to know you and your business and work with you to select the right products for your needs.
Manage Your Business Better

¹ The account will be changed to Commercial Checking if deposits of cash exceed $10,000 per month three times in a calendar year.

External Link Disclaimer

You will be linking to another website not owned or operated by The Bank of Missouri. The Bank of Missouri is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by The Bank of Missouri of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from The Bank of Missouri.

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Email Disclaimer

Because there is a risk information transmitted via Internet email could fall into the wrong hands, The Bank of Missouri suggests confidential information, such as account numbers or social security numbers, not be transmitted via email. If this information must be stated, please contact The Bank of Missouri by phone or at your nearest branch.

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First Choice Insurance Agency, Inc is a wholly owned subsidiary of Reliable Community Bancshares, Inc., parent company of The Bank of Missouri.

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