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Business Loans

Business Loans

At The Bank of Missouri, we care deeply about supporting local businesses. For decades, we have been helping local businesses of every size reach their financial goals. Our diverse lending products and highly personalized service make us a trusted partner in every community we serve.

Helpful Guidance

We know a loan is just the beginning. The real work begins after the paperwork is signed. Our loan experts will get to know you and work to find the best loan package to meet your needs. We also offer local decision making for faster loan approval and processing.

Lines of Credit

The Bank of Missouri offers revolving lines of credit designed to provide operating capital for growing businesses. When a business is growing, accounts receivable and inventory levels also increase, resulting in the need for financing. Contact one of our loan experts to discuss your business loan needs.


BusinessManager isn’t a traditional line of credit. It’s one step ahead. It converts your accounts receivable into liquid cash, not only for existing receivables, but also for your daily credit transactions on an ongoing basis. By bridging the gap between your payables due now and the receivables your customers won’t remit for 30 days or more, this program positions your company to:

  • Realize growth opportunities
  • Extend credit terms
  • Take advantage of supplier discounts
  • Reduce debt
  • Operate with confidence

With BusinessManager, your company also receives detailed management reports with important information on aged receivables, customer balances, credit applications, and more.

Learn more about BusinessManager >>

See How BusinessManager Works

Term Loans

The Bank of Missouri has a term loan to fit your business needs. If you are expanding, need to purchase equipment, or just need extra operating funds, we offer secured and unsecured loans with fast, local approval and convenient payment terms.

Letters of Credit

The bank offers standby letters of credit necessary to guarantee payment to vendors, government, or other entities. This can be a viable alternative to insurance bonding at a reduced cost. Let us assist you when this financing need arises.

Agricultural Loans

For over 125 years, The Bank of Missouri has been committed to the agricultural industry. We understand the seasonality and cyclicality of the agricultural industry and have the options, flexibility and local autonomy to meet your financial needs. We offer farm real estate loans, machinery loans and operating lines of credit.

SBA Loans

If you need financing to purchase a business, equipment or fixtures, working capital, or business real estate, just contact us. Our experienced SBA staff will help you take advantage of the many benefits available through the SBA program.

Learn more about SBA Loans

Business Real Estate and Commercial Mortgage Loans

Use our business mortgage loan program to buy, build, improve or refinance your commercial property. We can also finance your land acquisition for future expansion.

Let's Talk About Growing Your Business

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To help us find the right lender, please tell us which one of our locations is most convenient for you*

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You may also give us a call at 888-547-6541 or visit us at one of our convenient locations.

Helpful information for borrowers

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How to Write a Business Plan

A well-thought-out and well-written business plan captures your vision and illustrates it for others, including potential lenders and investors. We outline the main components of a business plan, as well as some important points to remember as you write it.

How to Write a Business Plan >>

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Business Borrowing Tips

Sooner or later, most businesses need to borrow money. While every loan process may be different, there are several things you can do to make the loan process easier. Whether you’re in startup mode or looking to expand, check out these quick tips for a smooth loan process.

Business Borrowing Tips >>

Manage your business flawlessly

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Email Disclaimer

Because there is a risk information transmitted via Internet email could fall into the wrong hands, The Bank of Missouri suggests confidential information, such as account numbers or social security numbers, not be transmitted via email. If this information must be stated, please contact The Bank of Missouri by phone or at your nearest branch.

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