USDA Home Loans

Ready for more space? This loan can provide it.

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For homes in rural areas

                And, in town in qualifying areas.

100% financing available

                No down payment needed with USDA mortgages.

Flexible credit guidelines

                It's OK if you've experienced a financial challenge or two.

Very competitive interest rates

                Often lower rates than other home loans.

You don't have to be a farmer to enjoy the benefits of a USDA Home Loan

The goal of USDA loans is to keep Missouri’s rural areas strong and thriving. While they are backed by the U.S. Department of Agriculture, they are for anyone buying in a qualified area. So, if you enjoy open spaces and a community of friendly faces, you're welcome to apply. And, you’ll work with our local team throughout the process.

Designed for low- and moderate-income buyers
No down payment required
USDA Rural Housing Loans are for 30 years
Less-than-perfect credit may be acceptable
Home must be habitable and meet certain health and safety standards
For your primary residence, not an investment property or vacation home

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