Select Checking Account
The Checking Account that Fits You.
A flexible checking account that offers all the checking features you would expect, plus additional services for your convenience and added security.
- Low minimum opening deposit of $100
- No minimum balance requirement
- Unlimited check writing
- Online Banking
- Mobile Banking
- Debit/ATM card
- Online Bill Payment service
- AnyTime Access 24-hour telephone banking service
- Nationwide ATM access with no fees when using a MoneyPass Network ATM*
- smsGuardian anti-fraud alert service for your debit card**
- Overdraft options available (restrictions may apply)
- ID Protect Package for only $2.00 per month
- Online banking security token available***
- There is no monthly service fee if two of the four conditions below are met.
There will be a $5.00 monthly service charge each month two requirements are not met.
- Direct Deposit (ACH)
- Maintain a minimum daily balance of $500
- Use your Bank of Missouri debit card at least once per month (excludes ATM transfers)
- Utilize E-statement
*Use of an ATM outside of the MoneyPass Network may result in a fee from both The Bank of Missouri and the bank administering the cash. **Message and data rates may apply from your wireless carrier.***There is no fee from The Bank of Missouri for virtual tokens. Connectivity and usage rates may apply. Please contact your wireless provider for details. Physical tokens carry a one-time charge of $15.