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Rates and Annual Percentage Yield

Rates are effective as of 11/28/2016 and are subject to change without notice.

 CDs/IRAs

  Minimum to Open Compounding Interest Rate APY*** Minimum Balance to Obtain APY
3 Month CD* $500 at maturity .21% .21% $500
6 Month CD* $500 at maturity .31% .31% $500
10 Month CD* $500 at maturity .95% .95% $500
12 Month CD* $500 semi-annually .51% .51% $500
18 Month CD* (Variable IRA)** $500 semi-annually .43% .43% $500
18 Month CD* (Non-IRA) $500 semi-annually .90% .90% $500
24 Month CD* $500 semi-annually 1.01% 1.01% $500
36 Month CD* $500 semi-annually 1.01% 1.01% $500
48 Month CD* $500 semi-annually 1.01% 1.01% $500
60 Month CD*               $500 semi-annually 1.01% 1.01% $500

Personal Checking

  Minimum to Open Compounding Interest Rate APY*** Minimum Balance to Obtain APY
Investors' Club** $100 monthly .10% .10% $0.01
Veterans Checking** $100 monthly .10% .10% $0.01

Personal Savings

  Minimum to Open Compounding Interest Rate APY*** Minimum Balance to Obtain APY
High Performance Savings**                       

Up to $9,999.99

$10,000 semi-annually .10% .10% $0.01

$10,000-$49,999.99

$10,000 semi-annually .12% .12% $10,000

$50,000-$99,999.99

$10,000 semi-annually .20% .20% $50,000

$100,000 and up

$10,000 semi-annually .26% .26% $100,000
Treasury Indexed Fund**          

$0-$24,999.99

$25,000 monthly .07% .07% $0.01

$25,000 and up

$25,000 monthly .12% .12% $25,000
Money Market Plus**          

Up to $24,999.99

$100 monthly .07% .07% $0.01

$25,000-$99,999.99

$100 monthly .10% .10% $25,000

>$100,000

$100 monthly .12% .12% $100,000
Statement Savings** $100 semi-annually .10% .10% $0.01
Christmas Club** $10 annual .05% .05% $0.01
Show Me Savers**    $25 semi-annually .10% .10% $0.01

Health Savings Accounts

  Minimum to Open Compounding Interest Rate APY*** Minimum Balance to Obtain APY
Health Savings Account - Monthly Fee** $100 monthly .10% .10% $0.01
Health Savings Account - Annual Fee** $100 monthly .10% .10% $0.01

Business

  Minimum to Open Compounding Interest Rate APY*** Minimum Balance to Obtain APY
Business Money Market**          

$5,000-$24,999.99

$100 monthly .07% .07% $5,000

$25,000-$99,999

$100 monthly .10% .10% $25,000

>$100,000

$100 monthly .12% .12% $100,000
High Performance Savings**          

up to $9,999.99

$10,000 monthly .10% .10% $0.01

$10,000.00 - $49,999.99

$10,000 monthly .12% .12% $10,000

$50,000.00 - $99,999.99

$10,000 monthly .20% .20% $50,000

$100,000.00 and up

$10,000 monthly .26% .26% $100,000
Treasury Indexed Fund - Business**          

up to $24,999.99

$25,000 monthly .07% .07% $0.01

$25,000.00 and up

$25,000 monthly .12% .12% $25,000
Insured Cash Sweep (ICS) $10,000 monthly  .05% .05% $10,000

 

*A penalty may be imposed for early withdrawal.
**The interest rate and annual percentage yield may change after account opening.
***Annual Percentage Yield. Fees may reduce earnings on the account.