Rates and Annual Percentage Yield
Rates are effective 3/19/2020 and are subject to change without notice.
CDs/IRAs
| | Minimum to Open | Compounding | Interest Rate | APY3 | Minimum Balance to Obtain APY |
|---|
| 3 Month CD1 |
$500 |
at maturity |
.21% |
.21% |
$500 |
| 6 Month CD1 |
$500 |
at maturity |
.31% |
.31% |
$500 |
| 12 Month CD1 |
$500 |
semi-annually |
.91% |
.912% |
$500 |
| 18 Month IRA CD1 |
$500 |
semi-annually |
1.00% |
1.003% |
$500 |
| 18 Month CD1 (non-IRA) |
$500 |
semi-annually |
1.00% |
1.003% |
$500 |
| 24 Month CD1 |
$500 |
semi-annually |
1.06% |
1.063% |
$500 |
| 36 Month CD1 |
$500 |
semi-annually |
1.01% |
1.013% |
$500 |
| 48 Month CD1 |
$500 |
semi-annually |
1.01% |
1.013% |
$500 |
| 60 Month CD1 |
$500 |
semi-annually |
1.01% |
1.013% |
$500 |
Personal Checking
| | Minimum to Open | Compounding | Interest Rate | APY3 | Minimum Balance to Obtain APY |
|---|
| Kasasa Cash2 |
|
|
|
|
|
| Up to $15,000.99 |
$100 |
monthly |
3.008% |
3.05% |
$0.01 |
| $15,001.00 and up |
$100 |
monthly |
.25% |
3.05% to 0.62%4 |
$0.01 |
| Investors' Club2 |
$100 |
monthly |
.10% |
.10% |
$0.01 |
| Veterans Checking2 |
$100 |
monthly |
.10% |
.10% |
$0.01 |
Personal Savings
| | Minimum to Open | Compounding | Interest Rate | APY3 | Minimum Balance to Obtain APY |
|---|
| High Performance Savings2 |
|
|
|
|
|
| Up to $9,999.99 |
$10,000 |
semi-annually |
.10% |
.10% |
$0.01 |
| $10,000-$49,999.99 |
$10,000 |
semi-annually |
.12% |
.12% |
$10,000 |
| $50,000-$99,999.99 |
$10,000 |
semi-annually |
.20% |
.20% |
$50,000 |
| $100,000 and up |
$10,000 |
semi-annually |
.26% |
.26% |
$100,000 |
| Money Market Plus2 |
|
|
|
|
|
| up to $24,999.99 |
$100 |
monthly |
.07% |
.07% |
$0.01 |
| $25,000-$99,999.99 |
$100 |
monthly |
.10% |
.10% |
$25,000 |
| >$100,000 |
$100 |
monthly |
.12% |
.12% |
$100,000 |
| Statement Savings2 |
$100 |
semi-annual |
.10% |
.10% |
$0.01 |
| Christmas Club2 |
$10 |
annual |
.05% |
.05% |
$0.01 |
| Show Me Savers2 |
$25 |
semi-annual |
.10% |
.10% |
$0.01 |
Health Savings Accounts
| | Minimum to Open | Compounding | Interest | APY3 | Minimum Balance to Obtain APY |
|---|
| Health Savings Account2 |
$100 |
monthly |
.10% |
.10% |
$0.01 |
Business
| | Minimum to Open | Compounding | Interest | APY3 | Minimum Balance to Obtain APY |
|---|
| Business Money Market2 |
|
|
|
|
|
| $5,000-$24,999.99 |
$100 |
monthly |
.08% |
.08% |
$5,000 |
| $25,000-$99,999 |
$100 |
monthly |
.10% |
.10% |
$25,000 |
| >$100,000 |
$100 |
monthly |
.12% |
.12% |
$100,000 |
| High Performance Savings2 |
|
|
|
|
|
| up to $9,999.99 |
$10,000 |
monthly |
.10% |
.10% |
$0.01 |
| $10,000.00 - $49,999.999 |
$10,000 |
monthly |
.12% |
.12% |
$10,000 |
| $50,000 - 99,999.99 |
$10,000 |
monthly |
.20% |
.20% |
$50,000 |
| $100,000 and up |
$10,000 |
monthly |
.26% |
.26% |
$100,000 |
1 A penalty may be imposed for early withdrawal.
2 The interest rate and annual percentage yield may change after account opening.
3 Annual Percentage Yield. Fees may reduce earnings on the account.
4 Depending on account balance
