Rates and Annual Percentage Yield

Rates are effective 10/3/2018 and are subject to change without notice.

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CDs/IRAs

	Minimum to Open	Compounding	Interest Rate	APY3	Minimum Balance to Obtain APY
3 Month CD1	$500	at maturity	.21%	.21%	$500
6 Month CD1	$500	at maturity	.31%	.31%	$500
12 Month CD1	$500	semi-annually	1.75%	1.758%	$500
18 Month IRA CD1	$500	semi-annually	1.30%	1.30%	$500
18 Month CD1 (non-IRA)	$500	semi-annually	1.30%	1.30%	$500
24 Month CD1	$500	semi-annually	2.25%	2.263%	$500
36 Month CD1	$500	semi-annually	1.01%	1.01%	$500
48 Month CD1	$500	semi-annually	1.01%	1.01%	$500
60 Month CD1	$500	semi-annually	1.01%	1.01%	$500

Personal Checking

	Minimum to Open	Compounding	Interest Rate	APY3	Minimum Balance to Obtain APY
Investors' Club2	$100	monthly	.10%	.10%	$0.01
Veterans Checking2	$100	monthly	.10%	.10%	$0.01

Personal Savings

	Minimum to Open	Compounding	Interest Rate	APY3	Minimum Balance to Obtain APY
High Performance Savings2
Up to $9,999.99	$10,000	semi-annually	.10%	.10%	$0.01
$10,000-$49,999.99	$10,000	semi-annually	.12%	.12%	$10,000
$50,000-$99,999.99	$10,000	semi-annually	.20%	.20%	$50,000
$100,000 and up	$10,000	semi-annually	.26%	.26%	$100,000
Money Market Plus2
up to $24,999.99	$100	monthly	.07%	.07%	$0.01
$25,000-$99,999.99	$100	monthly	.10%	.10%	$25,000
>$100,000	$100	monthly	.12%	.12%	$100,000
Statement Savings2	$100	semi-annual	.10%	.10%	$0.01
Christmas Club2	$10	annual	.05%	.05%	$0.01
Show Me Savers2	$25	semi-annual	.10%	.10%	$0.01

Health Savings Accounts

	Minimum to Open	Compounding	Interest	APY3	Minimum Balance to Obtain APY
Health Savings Account2	$100	monthly	.10%	.10%	$0.01

 

Business

	Minimum to Open	Compounding	Interest	APY3	Minimum Balance to Obtain APY
Business Money Market2
$5,000-$24,999.99	$100	monthly	.07%	.07%	$5,000
$25,000-$99,999	$100	monthly	.10%	.10%	$25,000
>$100,000	$100	monthly	.12%	.12%	$100,000
High Performance Savings2
up to $9,999.99	$10,000	monthly	.10%	.10%	$0.01
$10,000.00 - $49,999.999	$10,000	monthly	.12%	.12%	$10,000
$50,000 - 99,999.99	$10,000	monthly	.20%	.20%	$50,000
$100,000 and up	$10,000	monthly	.26%	.26%	$100,000
Insured Cash Sweep (ICS)	$10,000	monthly	.05%	.05%	$10,000

¹ A penalty may be imposed for early withdrawal.
² The interest rate and annual percentage yield may change after account opening.
³ Annual Percentage Yield. Fees may reduce earnings on the account.