Long Term Care Insurance
Long-term care refers to the ongoing services and support needed by people who have chronic health conditions or disabilities. It is not only provided by nursing homes. The most common type of long-term care is home-based care. Long-term care services may also be provided in a variety of other settings, such as assisted living facilities and adult day care centers.
Understandably, many people put off planning for long-term care. Although it's hard to face the fact that health problems may someday result in a loss of independence, if you begin planning now, you'll have more options open to you in the future.
The odds of needing long-term care are high. Approximately 40 percent of people will need long-term care at some point during lifetimes after age 65.
Like other types of insurance, long-term care insurance protects you against a specific financial risk - in this case, the chance that long-term care will cost more than you can afford. In exchange for your premium payments, the insurance company promises to cover part of your future long-term care costs. Long-term care insurance can help you preserve your assets and guarantee that you'll have access to a range of care options.
If you are interested in learning more about our long-term care insurance, please call us at 1-888-547-6541 or email us at firstname.lastname@example.org.
You may also visit your nearest location for more information.