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Information About Your Credit Report

How can I get a copy of my credit report?

Go to:                   


Call Toll Free:                1-877-322-8228


Write to:                       Annual Credit Report Request Service

                                      P O Box 105281

                                      Atlanta, GA 30348-5281


You may also contact the credit bureaus directly using the contact information below.

Credit Bureau Phone Website
Equifax 1-800-685-1111
Trans Union 1-800-888-4213
Experian 1-888-397-3742

In Writing:                   Equifax Information Services

                                    P.O. Box 740241

                                    Atlanta, GA 30374-0241

How do I dispute information on my credit report?

In Writing:                   Equifax

                                     P.O. Box 740256

                                     Atlanta, GA 30374-0256

Online:                        Go to

--OR--                         Complete our Online Credit Bureau Dispute Form

How do I report fraud to the credit vendors?

Equifax                           1-800-525-6285

Trans Union                     1-800-680-7289

Experian                         1-888-397-3742

Consumer may request to have a "Fraud Victim Statement" placed on their Credit File.  Consumer also has the ability to request a "Consumer Statement" be placed on their file i.e. "My ID was stolen Dec. 2004; please call (phone numbers) before issuing credit."

Fraud Alert Removal: Consumers must request approval of this alert via mail along with ID for security precautions. They can mail the request to:

P.O. Box 105069

Atlanta, GA 30348

Note: Consumer only needs to contact one of the 3 credit bureaus and that particular bureau will share the consumer's fraud alert request and their information with the other two credit bureaus.

How do I stop all solicitations?

In your request, state your name, home address and phone number with area code and your signature.  The Direct Marketing Association keeps your request on file for 5 years at no charge to you and at the end of the five years you may send in another request.


For Mail  
Send a request to: Mail Preference Service
  Direct Marketing Association
  P.O. Box 9008
  Farmingdale, NY 11735-9008
For Telephone  
Send a request to: Telephone Preference Service
  Direct Marketing Association
  P.O. Box 9014
  Farmingdale, NY 11735-901
State Do Not Call Listings  
Missouri 1-866-662-2551
Tennesee 1-877-872-7030
Arkansas 1-877-866-8225
Mississippi 1-866-622-5567
National Do Not Call Registry 1-888-382-1222