Privacy Policy Notice
Our customers' trust is our most valuable asset. That is why protecting your privacy is important to The Bank of Missouri and its employees. We want you to understand what information we collect and how we use it. In order to provide our customers and community with financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. Our policy serves as a standard for all Bank of Missouri employees for the collection, use, retention, and security of nonpublic personal information concerning our customers who obtain a financial product or service from us that is to be used primarily for personal, family, or household purposes or for your legal representative. If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.

Information We Collect
We may collect "nonpublic personal information" about you from the following sources:

• Information we receive from you on applications or other forms
• Information about your transactions with us, our affiliates, or others
• Information we receive from a consumer reporting agency or any third party that would include a credit bureau

"Non public personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you

Information We Disclose
We may disclose or share with our family of companies any customer information that is considered to be transaction and experience information, including nonpublic, personal information. We may disclose other information to our mortgage subsidiary and as required under the Fair Credit Reporting Act those applicants will be given the option to opt out.

We do not sell or share customer information to unrelated third parties for the third parties to use for their own purposes. We do share information with companies that work for us. These companies are acting on our behalf when they provide these services and are obligated by contract to maintain the information they receive in a confidential manner.

We are permitted under law to disclose personal information about you to nonaffiliated third parties in certain circumstances:

• As necessary to effect, administer or enforce a transaction requested or authorized by the customer, or in connection with servicing or processing a financial product or service requested or authorized by the customer
• For required information risk control or for resolving customer disputes or inquiries
• To consumer reporting agencies as permitted under the Fair Credit Reporting Act, or from a consumer reporting agency
• To comply with federal, state, or local laws, and other applicable legal requirements
• To comply with a properly authorized civil, criminal, or regulatory investigation, or subpoena or summons by federal, state or local authorities.

Notify Us of Inaccurate Information We Report to Consumer Reporting Agencies.
Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency. Your written notice describing the specific inaccuracy(ies) should be sent to us at the following address: The Bank of Missouri, P.O. Box 309, Perryville, Missouri 63775.

Our Security Procedures
We restrict access to your nonpublic personal information to those of our employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information. We also request that companies that we do business with abide by our privacy policy to maintain confidentiality of customer information.