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While The Bank of Missouri works to protect your banking privacy, you also have an important role in protecting your accounts. There are a number of steps you can take to ensure that your Bank of Missouri Internet banking account information is protected:
- Don't reveal your User ID or PIN to anyone. Your User ID and PIN are designed to protect your banking information, but they will only work if you keep them to yourself.
- Change your Bank of Missouri Internet banking PINs frequently.
- Don't walk away from your computer if you are in the middle of a Bank of Missouri Internet banking session.
- Once you have finished your Bank of Missouri Internet banking session, sign off before visiting other Internet sites.
To assure the utmost security of your account, be sure to click the EXIT button, clear your browser's cache to erase any stored information and close your browser window. This is especially true if you notice any suspicious or unusual activity related to any of your accounts. If this is the case, contact us immediately at (573) 547-6541 or (888) 547-6541.
We are committed to making your Internet Banking experience safe and secure. The Bank of Missouri takes many measures to ensure your privacy, including:
- Information Encoding
We use the latest encoding technology to ensure that your private information cannot be intercepted. Encryption is a way to rewrite something in code, which can be decoded later with the right "key.” When you request information about your accounts, the request is sent encrypted to The Bank of Missouri. We decode your request and send the requested information back to you in an encrypted format. When you receive the information, it is decoded so that you can read it.
- Personally Selected Account Names
The Bank of Missouri does not display your account numbers over the Internet. Instead, we ask you to choose a "pseudo" name for each of your accounts. You can change your “pseudo” account name under the “Management” section of our online banking service.
- Individual ID & PIN Information
In order to access The Bank of Missouri Internet Banking, you must enter a unique User ID and PIN.
- PIN Security System
To keep unauthorized individuals from accessing your account by guessing your PIN, we have instituted a PIN security system. If your PIN is entered incorrectly several times, the user is "locked out" of the system. If you have forgotten your password and have accidentally locked yourself out of your Bank of Missouri Internet banking account, please contact us at (573) 547-6541.
- Automatic logoff
If you are logged on to The Bank of Missouri Internet banking, but do not perform an activity for 10 minutes, you will not be able to proceed until you “re-log” on to the system.
- Additional Security Measures
In addition to the above safeguards, we have sophisticated firewalls and an authentication process to ensure that only authorized individuals are allowed to enter our system.
- Email Communications
Please remember that e-mail is not necessarily secure against interception, and you should be cautious when sending e-mail with personal information. If your information is very sensitive, or includes personal or confidential information, such as your bank account, charge card or social security number, you may want to contact us by postal mail or telephone. (You may access a list of our locations on our Web site.)
We recommend using either Netscape Navigator™ (version 4.7 or higher) or Microsoft Internet Explorer™ (version 5.0 or higher) for optimal viewing of this web site, and take advantage of secure interactivity with our site. If you are not using Netscape Navigator or Microsoft Internet Explorer you may wish to download either one now. Click on the one you want to download and follow the instructions.
When sending any application information online, this site automatically switches to a secure mode. This is evident by the "https" that will appear in the URL as opposed to "http." If you are using Internet Explorer, you will see a locked pad lock at the bottom of your screen when you are in a secure mode, and an unlocked pad lock when you are in an insecure mode.
Microsoft Explorer
- In Microsoft Explorer, when browsing securely, the browser will display a locked padlock icon at the bottom of its open window which looks like this:
Netscape Navigator
- In Netscape Navigator, when browsing securely, the browser will display a locked padlock icon at the bottom left of its open window which looks like this:
- In Netscape Navigator when browsing insecurely that padlock appears unlocked, like this:
Disclaimer: Hyperlinks to other Internet resources are at your own risk; the content accuracy, opinions expressed, and other links provided by these sources are not investigated, verified, monitored or endorsed by The Bank of Missouri.
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