Online Banking is a real-time online system that allows our customers a secure and convenient way to access their Bank of Missouri accounts via the Internet. There is a nominal one-time setup fee.*

Yes. You can Enroll online or in person.

State-of-the-art technology is used to keep your information secure. All sensitive and personal information is encrypted, and access requires passwords that only you know. In addition, your account numbers, social security numbers, and tax ID numbers are never displayed on the Online Banking system. However, if you feel your information has been jeopardized in any way, please contact your local branch immediately.

If you lose/forget your ID or PIN, you may call Customer Service and with proper verification, your ID and PIN will be restored or reset.

Insert new method of unlocking account.

Online Banking has a 10-minute time out feature. If the system has been inactive for over 10 minutes, the user will be required to re-enter their ID and PIN.

The download option allows you to download your transactions and/or payment schedule (Bill Pay users) into spreadsheet or word processing programs, Microsoft Money and Quicken.

You may see the electronic transactions, which include Net Teller transfers, twice during the bank's "end of day processing". End of day processing is required for your transactions to be updated. This process begins each banking evening and lasts several hours. The duplicate transactions will disappear at the end of the processing day.

Six (6) months.

You can pay anyone in the United States, from the next door neighbor, to the utility company, and even a child in college across the country. Once you have set up the vendor/merchant, you can look at the VIEW PAYEES LIST screen and the payee type will tell you if it is an electronic payment or check.

Electronic payments are deducted from your account on the payment date. Payments made by check will be deducted from your account when the draft reaches our bank, the same as if you had written the check yourself.

Your bank will treat bill payment items just like any other check that you write.

Bill Payments are processed at 2:00 am CST and Noon CST on the scheduled payment date. Payments entered after noon will be processed the following day.

Scheduled payments that fall over a weekend will be processed on Friday at noon, CST. Any new payments that are scheduled over the weekend, for the current weekend, will be processed on Monday. Holiday processing is done the day before the holiday.

Yes, directly from your system.

Yes. You cannot pay any government agencies.

Yes, As long as you have a bank account in the United States. However, you cannot pay bills to payees located outside the United States.

You can view and print copies of your cancelled checks up to 75 days at your own computer at no additional cost to you. You may request a copy through Customer Service, however, there may be a fee associated with this service.

Payment History records are kept indefinitely.

If you lose/forget your ID or PIN, you may call Customer Service and with proper verification, your ID and PIN will be given to you.

There is no limit to the amount of payees you can set up through the system.

*No set-up for Investors' Club members. Unlimited bill payments for Investors' Club members.

You will need to check your security preferences within your browser software. Each browser is different. For Internet Explorer, you can go to Help | About to determine your encryption level. Otherwise, you must be on a secured site to check the encryption. The settings are typically found under the File, Preference option on your toolbar. For Netscape Navigator, select Options from your toolbar and then Security Preferences. Next, click the Configure button next to SSL v2 and SSL v3. For Netscape Communicator, select the Security Icon and then click on Navigator. Next, click the Configure SSL v2 and SSL v3.

Yes, your browser must accept "Cookies" to utilize this service.

Net Teller has a 10 minute time-out feature. If you are logged in for 10 consecutive minutes without using Net Teller, you will have to log in again to resume banking.

You are allowed several attempts to enter your PIN. If unsuccessful, you will be locked out of Net Teller for a 24-hour time period. This period begins from the time you were unsuccessful. After the 24-hour period, you may attempt to log in again.