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Credit Report Information

To Obtain a Copy of Your Credit Report:

In Writing:                   Equifax Information Services

                                    P.O. Box 740241

                                    Atlanta, GA 30374-0241

To Dispute Information on Your Credit Report to Equifax:

In Writing:                    Equifax

                                     P.O. Box 740256

                                     Atlanta, GA 30374-0256

Internet:                       www.equifax.com / Personal Solutions / Online Dispute

To Report Fraud to the Credit Vendors:

Equifax                           1-800-525-6285

Trans Union                     1-800-680-7289

Experian                         1-888-397-3742

Consumer may request to have a "Fraud Victim Statement" placed on their Credit File.  Consumer also has the ability to request a "Consumer Statement" be placed on their file i.e. "My ID was stolen Dec. 2004; please call (phone numbers) before issuing credit."

Fraud Alert Removal: Consumers must request approval of this alert via mail along with ID for security precautions. They can mail the request to:

P.O. Box 105069

Atlanta, GA 30348

Note: Consumer only needs to contact one of the 3 credit bureaus and that particular bureau will share the consumer's fraud alert request and their information with the other two credit bureaus.

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To Obtain Your Annual Free Credit Report:

Go to:                             www.annualcreditreport.com

-OR-

Call Toll Free:                1-877-322-8228

-OR-

Write to:                        Annual Credit Report Request Service

                                      P O Box 105281

                                      Atlanta, GA 30348-5281

To Stop All Solicitations:

In your request, state your name, home address and phone number with area code and your signature.  The Direct Marketing Association keeps your request on file for 5 years at no charge to you and at the end of the five years you may send in another request.